TFII
TFI International Inc
$153.48
▲ 1.4%Updated Jul 21, 3:42 PM ET
TFII at a glance — five pillars scored 0–100 from real filed financials.
Overall: Weak · 31/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 50.1% over the last 12 months
Market Cap
$12.04B
P/E
38.36x
Forward P/E (est.)
48.42x
ROE
11.2%
Revenue Growth
-7.3%
EPS Growth
-20.8%
Profit Margin
3.8%
FCF Yield
10.5%
Debt / Equity
1.2x
ROIC
10.0%
Interest Coverage
3.48x
Current Ratio
1.03x
Dividend Yield
1.3%
Implied Growth (rev. DCF)
3.0%
Rating Score
31/100
TFI International Inc (TFII) is a large-cap company in the Road & Rail industry, part of the Industrials sector of the S&P 500, with a market value around $12.04B.
In its latest reported year it generated about $7.88B in revenue and $310.55M in net profit.
Our model rates TFII Weak (31/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Evidence of durable competitive advantage in the filed financials (7 years of history).
The numbers don't show a durable competitive advantage — margins, growth, or returns on capital have been unstable or thin. Great returns are still possible; they just aren't protected.
8.6% average over the last 3 years
±2.1 pts around 10.5% across 7 years
grew in 3 of the last 6 year-over-year periods
positive in 7 of 7 years
10.0% latest fiscal year
A moat can't be proven by numbers alone — this scores the evidence a durable advantage leaves behind (pricing power, consistency, returns on capital), computed the same way for every stock. Pair it with the business overview before concluding anything.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what TFII's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. TFII trades near $153.48, above its 50-day average ($146.36) and 200-day average ($114.33). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 21 it is oversold — selling has been heavy and a bounce is possible.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.
Volatility — ATR. Average True Range is the typical daily move. TFII's is $4.42 (~2.9% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month TFII found buyers near $137.66 (support) and sellers near $167.69 (resistance); its 52-week range is $80.63–$167.69. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.2× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
2.2%
Revenue moved from $3.90B in 2019 to $7.88B in 2025, a 12.4% compound annual growth rate. The most recent year declined 7.3% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?
Gross Margin
50.5%
Operating Margin
7.2%
Net Margin
3.9%
ROE
11.2%
TFI International Inc keeps about 3.8% of each sales dollar as net profit, with a 50.5% gross margin and 7.2% operating margin. Return on equity is 11.2% and return on invested capital about 10.0%. Thin margins leave less cushion if costs rise.
Total Debt
$2.36B
Net Debt
$2.15B
Net Debt / EBITDA
3.79x
Debt / Equity
1.2x
Leverage: debt-to-equity is 1.2x, and operating profit covers interest about 3.5x, with a current ratio of 1.0x. That is a moderate, manageable debt load for most businesses. It carries roughly $2.36B of total debt against $210.19M of cash.
Operating CF
$977.79M
Free Cash Flow
$704.57M
FCF Margin
8.9%
In the latest year TFI International Inc produced about $977.79M of operating cash flow and $704.57M of free cash flow after capital spending. That is a free-cash-flow yield of about 10.5% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
The payout is comfortably covered by cash the business actually generates, with a raise habit behind it.
Dividend yield
1.3%
Total paid (latest FY)
$151.09M
History on record
7 years
dividend uses 21% of free cash flow
49% of net income paid out
total dividends increased 6 years in a row
no cuts in the last 7 years on record
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
P/E
38.36x
P/S
1.45x
P/B
3.1x
EV / EBITDA
12.06x
TFII trades at 38.4x trailing earnings (about 48.4x on estimated forward earnings), 1.4x sales, and 3.1x book value. Reverse-engineering today's price implies the market expects roughly 3.0% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
$85.66
Current price
$153.48
Starting FCF (latest 10-K)
$704.57M
Growth, years 1–5
-5.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where TFII sits versus its Industrials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 144 Industrials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How TFII stacks up against its Industrials peers — valuation, profitability, and growth versus the sector median.
In the Industrials sector (273 S&P 500 companies), TFII ranks #129 of 273 by our overall rating. It trades at a premium versus the sector on earnings (38.4x P/E vs. 30.8x median) with a lower return on equity (11.2% vs. 18.1%) and slower revenue growth (-7.3% vs. 6.0%).
P/E vs sector
38.4x
median 30.8x
ROE vs sector
11.2%
median 18.1%
Growth vs sector
-7.3%
median 6.0%
Sector rank
#129
of 273 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Industrials companies by sub-industry and size. Sector median is across all 273 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $153.48 today · expected CAGR -7% – 3%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $8.12B | $8.36B | $8.62B | $8.87B | $9.14B |
| Net income | $324.85M | $334.59M | $344.63M | $354.97M | $365.62M |
| EPS | $4.14 | $4.27 | $4.39 | $4.53 | $4.66 |
| Share price (low) | $95.26 | $98.12 | $101.06 | $104.09 | $107.21 |
| Share price (high) | $157.38 | $162.10 | $166.97 | $171.98 | $177.14 |
| CAGR (low–high) | -38% / 3% | -20% / 3% | -13% / 3% | -9% / 3% | -7% / 3% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for TFII:
- Healthy free-cash-flow yield (~10.5%) funds buybacks and dividends.
- As an established S&P 500 member in Industrials, it brings scale and a long operating history.
The case against TFII:
- Revenue growth is slow/negative (-7.3%), limiting the upside engine.
- Thin net margins (3.8%) leave little room for error.
- Our model's overall read is Weak (31/100).
Valuation risk — at 38.4x earnings, disappointing results could compress the multiple.
Balance-sheet risk — debt/equity of 1.2x magnifies the impact of higher rates or weaker earnings.
Growth risk — sluggish revenue (-7.3%) leaves little margin for execution missteps.
Margin risk — thin profitability (3.8%) is vulnerable to cost or pricing pressure.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen weakly: TFI International Inc is a large-cap industrials business with shrinking revenue, with modest profitability, and a heavier debt load to watch. It trades at 38.4x earnings, which our model scores Weak (31/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 23 Wall Street analysts covering TFII recommend (July 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Analysts have turned more positive over the last three months (+7 pts of buy ratings).
Latest SEC Filings
TFII's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
TFII — frequently asked questions
Is TFII a good stock to buy?
We don't give buy or sell advice. Our model rates TFI International Inc Weak (31/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is TFII's rating on The Stocks School?
TFI International Inc currently scores 31/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does TFII's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from TFI International Inc's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for TFII calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this TFII analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell TFII. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.