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FIGR Figure Technology Solutions Inc

NASDAQ
Financials
Financial Services
Earnings Nov 13

$27.80

▲ 0.5%

Updated Oct 16, 2:25 PM ET

Report Card

FIGR at a glance — five pillars scored 0–100 from real filed financials.

How the 0–100 rating is calculated
Value
—
Growth
—
Profitability
16
Health
70
Dividends
—

Overall: not rated yet. This stock's fundamentals ratios aren't loaded, so only the pillars its filings support are scored.

Key Metrics

Market Cap

—

P/E

—

Forward P/E (est.)

—

ROE

—

Revenue Growth

—

EPS Growth

—

Profit Margin

—

FCF Yield

—

Debt / Equity

—

ROIC

4.0%

Interest Coverage

—

Current Ratio

1.9x

Dividend Yield

—

Implied Growth (rev. DCF)

—

Rating Score

Not rated

Business Overview

Research

Figure Technology Solutions Inc (FIGR) is a NASDAQ-listed company in the Financial Services industry, within the Financials sector.

In its latest reported year it generated about $506.87M in revenue and $133.86M in net profit.

Our model hasn't rated FIGR yet because its fundamentals ratios (P/E, margins, returns on capital, leverage) aren't loaded. Any financial history below comes straight from its SEC filings and refreshes automatically.

Revenue Growth

Research
How to read an income statement

2Y CAGR

55.5%

Revenue moved from $209.55M in 2023 to $506.87M in 2025, a 55.5% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.

0/1 checks passedROIC above 10%

Gross Margin

—

Operating Margin

23.2%

Net Margin

26.4%

ROE

—

Debt Analysis

Research
1/1 checks passedShort-term bills covered

Total Debt

$867.25M

Net Debt

-$597.39M

Net cash position

Net Debt / EBITDA

-5.08x

Debt / Equity

—

Leverage: debt-to-equity is n/a, with a current ratio of 1.9x. Detailed balance-sheet leverage is limited for this name. It carries roughly $867.25M of total debt against $1.46B of cash.

Cash Flow Analysis

Research

Operating CF

$62.57M

Free Cash Flow

$62.57M

FCF Margin

12.3%

In the latest year Figure Technology Solutions Inc produced about $62.57M of operating cash flow and $62.57M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis

Research
What is a reasonable P/E ratio?

P/E

—

P/S

—

P/B

—

EV / EBITDA

—

FIGR trades at n/a trailing earnings. Its valuation ratios aren't loaded yet, so there is no P/E to judge here.

Metrics vs. Sector Range

Where FIGR sits versus the Financials companies we cover.

TTM P/E
——
Forward P/E
——
P/S ratio
——
Revenue growth
——
EPS growth
——
Gross margin
——
Net margin
——
ROE
——

Bands show the middle half (25th–75th percentile) of the 141 Financials companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How FIGR stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

FIGR doesn't have a model rating yet (its fundamentals ratios aren't loaded), so it isn't ranked against the 141 rated Financials companies we cover.

P/E vs sector

—

median 14.9x

ROE vs sector

—

median 13.6%

Growth vs sector

—

median 15.9%

Sector rank

—

not rated yet

CompanyP/ERev Gr.Rating
FIGRThis stock——Not rated
JEF14.5x7.5%Weak· 38
SF12.8x9.0%Neutral· 48
EQH—-6.5%Weak· 0
PS51.9x—Neutral· 57
EVR17.7x47.3%Strong· 81
CRBG54.1x17.0%Weak· 37
FUTU10.4x53.0%Strong· 93
Financials median14.9x15.9%64/100

Valuation vs. quality map

sector medianJEFSFEVRCRBGFUTUP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 141 rated companies among the 289 Financials stocks we cover. Educational, not a recommendation.

Key Risks

Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Analyst Ratings

What 14 Wall Street analysts covering FIGR recommend (September 2026). Consensus is a useful sanity check — not a substitute for your own homework.

Buy
consensus · score 4.0 / 5 across 14 analysts
Strong Buy 3Buy 9Hold 1Sell 1Strong Sell 0

Analysts have turned more positive over the last three months (+6 pts of buy ratings).

Latest SEC Filings

FIGR's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K

FIGR — frequently asked questions

Is FIGR a good stock to buy?

We don't give buy or sell advice. Review Figure Technology Solutions Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.

Where does FIGR's data come from?

Live price data plus the annual financials in Figure Technology Solutions Inc's SEC filings, refreshed automatically. Its fundamentals ratios aren't loaded yet, which is why it has no model rating.

How is the 5-year projection for FIGR calculated?

It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.

Is this FIGR analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell FIGR. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.