FUTU
Futu Holdings Ltd
$101.73
▲ 3.5%Updated Today 12:18 PM ET
FUTU at a glance — five pillars scored 0–100 from real filed financials.
Overall: Strong · 93/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▼ Down 18.8% over the last 12 months
Market Cap
$13.32B
P/E
10.41x
Forward P/E (est.)
7.43x
ROE
26.6%
Revenue Growth
53.0%
EPS Growth
52.2%
Profit Margin
41.8%
FCF Yield
—
Debt / Equity
0.42x
ROIC
28.0%
Interest Coverage
15.52x
Current Ratio
1.19x
Dividend Yield
2.7%
Implied Growth (rev. DCF)
—
Rating Score
93/100
Futu Holdings Ltd (FUTU) is a large-cap company in the Financial Services industry, part of the Financials sector of the S&P 500, with a market value around $13.32B.
In its latest reported year it generated about $1.35B in revenue and $1.45B in net profit.
Our model rates FUTU Strong (93/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Evidence of durable competitive advantage in the filed financials (9 years of history).
The filed history looks like a business competitors struggle to attack: high and steady margins, revenue that grows through cycles, and strong returns on capital.
195.8% average over the last 3 years
±30.6 pts around 159.4% across 9 years
grew in 7 of the last 8 year-over-year periods
positive in 8 of 9 years
28.0% latest fiscal year
A moat can't be proven by numbers alone — this scores the evidence a durable advantage leaves behind (pricing power, consistency, returns on capital), computed the same way for every stock. Pair it with the business overview before concluding anything.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what FUTU's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. FUTU trades near $101.73, below its 50-day average ($118.04) and 200-day average ($152.21). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 52 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. FUTU's is $4.72 (~4.6% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month FUTU found buyers near $88.78 (support) and sellers near $104.13 (resistance); its 52-week range is $80.50–$202.53. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.3× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
28.2%
Revenue moved from $23.67M in 2017 to $1.35B in 2025, a 65.8% compound annual growth rate. The most recent year grew a strong 53.0% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
188.3%
Operating Margin
133.2%
Net Margin
107.2%
ROE
26.6%
Futu Holdings Ltd keeps about 41.8% of each sales dollar as net profit, with a 188.3% gross margin and 133.2% operating margin. Return on equity is 26.6% and return on invested capital about 28.0%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
—
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
0.42x
Leverage: debt-to-equity is 0.4x, and operating profit covers interest about 15.5x, with a current ratio of 1.2x. That is a conservative balance sheet — a cushion in downturns.
Operating CF
$5.22B
Free Cash Flow
$5.21B
FCF Margin
385.3%
In the latest year Futu Holdings Ltd produced about $5.22B of operating cash flow and $5.21B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
10.41x
P/S
4.57x
P/B
4.51x
EV / EBITDA
6.59x
FUTU trades at 10.4x trailing earnings (about 7.4x on estimated forward earnings), 4.6x sales, and 4.5x book value. That is an undemanding multiple — potentially cheap if the business is stable.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
—
Current price
$101.73
Starting FCF (latest 10-K)
$5.21B
Growth, years 1–5
20.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where FUTU sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 141 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How FUTU stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (289 S&P 500 companies), FUTU ranks #1 of 289 by our overall rating. It trades at a discount versus the sector on earnings (10.4x P/E vs. 15.3x median) with a higher return on equity (26.6% vs. 13.6%) and faster revenue growth (53.0% vs. 15.9%).
P/E vs sector
10.4x
median 15.3x
ROE vs sector
26.6%
median 13.6%
Growth vs sector
53.0%
median 15.9%
Sector rank
#1
of 289 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 289 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $101.73 today · expected CAGR 14% – 27%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $1.96B | $2.85B | $4.13B | $5.98B | $8.67B |
| Net income | $981.15M | $1.42B | $2.06B | $2.99B | $4.34B |
| EPS | $7.49 | $10.86 | $15.75 | $22.84 | $33.11 |
| Share price (low) | $44.95 | $65.17 | $94.50 | $137.03 | $198.69 |
| Share price (high) | $74.91 | $108.62 | $157.50 | $228.38 | $331.15 |
| CAGR (low–high) | -56% / -26% | -20% / 3% | -2% / 16% | 8% / 22% | 14% / 27% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for FUTU:
- Revenue is growing 53.0% a year, a sign of real demand.
- High net margins (41.8%) point to pricing power or efficiency.
- Strong return on equity (26.6%) shows capital is put to work well.
- A conservative balance sheet (debt/equity 0.4x) lowers risk.
- Pays a 2.7% dividend on top of any price gains.
- Our model's overall read is Strong (93/100).
The case against FUTU:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Futu Holdings Ltd is a large-cap financials business still growing nicely, with solid profitability, and a sound balance sheet. It trades at 10.4x earnings, which our model scores Strong (93/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 28 Wall Street analysts covering FUTU recommend (July 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Analysts have turned more cautious over the last three months (-7 pts of buy ratings).
Latest SEC Filings
FUTU's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
In the Idea Lab
FUTU — frequently asked questions
Is FUTU a good stock to buy?
We don't give buy or sell advice. Our model rates Futu Holdings Ltd Strong (93/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is FUTU's rating on The Stocks School?
Futu Holdings Ltd currently scores 93/100 (Strong) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does FUTU's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Futu Holdings Ltd's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for FUTU calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this FUTU analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell FUTU. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.