DB Deutsche Bank AG
$32.53
▼ 1.0%Updated Oct 16, 2:25 PM ET
Report Card
DB at a glance — five pillars scored 0–100 from real filed financials.
How the 0–100 rating is calculatedOverall: Favorable · 64/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
Price — Past Year
▲ Up 26.3% in the year to Jul 6, 2026
Key Metrics
Market Cap
$64.40B
P/E
8.42x
Forward P/E (est.)
6.01x
ROE
9.1%
Revenue Growth
96.6%
EPS Growth
83.5%
Profit Margin
19.1%
FCF Yield
—
Debt / Equity
3.24x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
3.1%
Implied Growth (rev. DCF)
—
Rating Score
64/100
Business Overview
Deutsche Bank AG (DB) is a large-cap NYSE-listed company in the Financial Services industry, within the Financials sector, with a market value around $64.40B.
In its latest reported year it generated about $33.95B in revenue.
Our model rates DB Favorable (64/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical Analysis (Educational)
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what DB's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. DB trades near $32.53, below its 50-day average ($32.67) and 200-day average ($34.67). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 69 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. DB's is $0.96 (~3.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. In the month to Jul 6, 2026, DB found buyers near $30.94 (support) and sellers near $36.94 (resistance); its 52-week range then was $28.12–$40.43. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.4× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. The indicators were last computed on Jul 6, 2026; the price is current.
Revenue Growth
4Y CAGR
5.3%
Revenue moved from $32.42B in 2016 to $33.95B in 2025, a 0.5% compound annual growth rate. The most recent year grew a strong 96.6% year over year. Consistent top-line growth is one sign of healthy demand.
Profitability
Gross Margin
—
Operating Margin
20.2%
Net Margin
19.1%
ROE
9.1%
Deutsche Bank AG keeps about 19.1% of each sales dollar as net profit. Return on equity is 9.1%. Margins this wide usually signal pricing power or a cost advantage.
Debt Analysis
Total Debt
—
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
3.24x
Leverage: debt-to-equity is 3.2x. That is elevated leverage, which raises risk if earnings or rates move against it.
Cash Flow Analysis
Operating CF
—
Free Cash Flow
—
FCF Margin
—
Valuation Analysis
P/E
8.42x
P/S
0.76x
P/B
0.79x
EV / EBITDA
—
DB trades at 8.4x trailing earnings (about 6.0x on estimated forward earnings), 0.8x sales, and 0.8x book value. That is an undemanding multiple — potentially cheap if the business is stable.
Metrics vs. Sector Range
Where DB sits versus the Financials companies we cover.
Bands show the middle half (25th–75th percentile) of the 141 Financials companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
Sector Peer Comparison
How DB stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
Among the 141 rated Financials companies we cover, DB ranks #71 by our overall rating. It trades at a discount versus the sector on earnings (8.4x P/E vs. 14.9x median) with a lower return on equity (9.1% vs. 13.6%) and faster revenue growth (96.6% vs. 15.9%).
P/E vs sector
8.4x
median 14.9x
ROE vs sector
9.1%
median 13.6%
Growth vs sector
96.6%
median 15.9%
Sector rank
#71
of 141 rated
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 141 rated companies among the 289 Financials stocks we cover. Educational, not a recommendation.
5-Year Projection Model
Project revenue → earnings → price. Edit the assumptions to build your own case.
What drives this projection, and its limits2030 scenario price range (Base Case)
$104.43 – $167.08
vs. $32.53 today · implied CAGR 26% – 39%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $49.23B | $71.38B | $103.50B | $150.07B | $217.60B |
| Net income | $9.35B | $13.56B | $19.66B | $28.51B | $41.34B |
| EPS | $4.72 | $6.85 | $9.93 | $14.40 | $20.89 |
| Share price (low) | $23.62 | $34.25 | $49.67 | $72.02 | $104.43 |
| Share price (high) | $37.80 | $54.81 | $79.47 | $115.23 | $167.08 |
| CAGR (low–high) | -27% / 16% | 3% / 30% | 15% / 35% | 22% / 37% | 26% / 39% |
Educational scenario model, not a forecast or investment advice. It starts from the latest annual revenue in SEC filings. By default, growth is trailing revenue growth (held between 3% and 45% a year), the net margin is the latest one (held between 3% and 50%, so a loss-making company is modeled with a small profit), and the Base case P/E runs from 60% to 100% of today's. Carrying recent growth forward five years can miss badly in either direction. Outputs are only as good as the assumptions.
Bull Case
The case for DB:
- Revenue is growing 96.6% a year, a sign of real demand.
- High net margins (19.1%) point to pricing power or efficiency.
- Pays a 3.1% dividend on top of any price gains.
- Our model's overall read is Favorable (64/100).
Bear Case
The case against DB:
- Elevated leverage (debt/equity 3.2x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Key Risks
Balance-sheet risk — debt/equity of 3.2x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
Investment Thesis
On balance, the fundamentals screen favourably: Deutsche Bank AG is a large-cap financials business still growing nicely, with solid profitability, and a heavier debt load to watch. It trades at 8.4x earnings, which our model scores Favorable (64/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 24 Wall Street analysts covering DB recommend (September 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Analysts have turned more positive over the last three months (+4 pts of buy ratings).
Latest SEC Filings
DB's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K
In the Idea Lab
DB — frequently asked questions
Is DB a good stock to buy?
We don't give buy or sell advice. Our model rates Deutsche Bank AG Favorable (64/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is DB's rating on The Stocks School?
Deutsche Bank AG currently scores 64/100 (Favorable) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does DB's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Deutsche Bank AG's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for DB calculated?
It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.
Is this DB analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell DB. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.