WTW
Willis Towers Watson
$252.97
▼ 0.9%Updated Today 7:15 PM ET
▼ Down 14.2% over the last 12 months
Market Cap
$24.52B
P/E
14.46x
Forward P/E (est.)
11.89x
ROE
21.0%
Revenue Growth
0.9%
EPS Growth
21.6%
Profit Margin
16.8%
FCF Yield
5.6%
Debt / Equity
0.79x
ROIC
10.0%
Interest Coverage
8.59x
Current Ratio
1.19x
Dividend Yield
1.3%
Implied Growth (rev. DCF)
2.5%
Rating Score
61/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what WTW's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. WTW trades near $252.97, below its 50-day average ($267.15) and 200-day average ($306.08). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 58 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. WTW's is $6.43 (~2.5% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month WTW found buyers near $248.54 (support) and sellers near $267.74 (resistance); its 52-week range is $240.61–$352.79. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.5× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Willis Towers Watson (WTW) is a large-cap company in the Insurance Brokers industry, part of the Financials sector of the S&P 500, with a market value around $24.52B.
In its latest reported year it generated about $9.52B in revenue and $1.60B in net profit.
Our model rates WTW Favorable (61/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
1.9%
Revenue moved from $8.83B in 2021 to $9.52B in 2025, a 1.9% compound annual growth rate. The most recent year was roughly flat (0.9%) year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
23.5%
Net Margin
16.9%
ROE
21.0%
Willis Towers Watson keeps about 16.8% of each sales dollar as net profit. Return on equity is 21.0% and return on invested capital about 10.0%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$9.69B
Net Debt
$7.83B
Net Debt / EBITDA
3.5x
Debt / Equity
0.79x
Leverage: debt-to-equity is 0.8x, and operating profit covers interest about 8.6x, with a current ratio of 1.2x. That is a moderate, manageable debt load for most businesses. It carries roughly $9.69B of total debt against $1.85B of cash.
Operating CF
$1.77B
Free Cash Flow
$1.55B
FCF Margin
16.2%
In the latest year Willis Towers Watson produced about $1.77B of operating cash flow and $1.55B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.6% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
14.46x
P/S
2.53x
P/B
3.88x
EV / EBITDA
14.58x
WTW trades at 14.5x trailing earnings (about 11.9x on estimated forward earnings), 2.5x sales, and 3.9x book value. Reverse-engineering today's price implies the market expects roughly 2.5% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How WTW stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), WTW ranks #50 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (14.5x P/E vs. 15.2x median) with a higher return on equity (21.0% vs. 15.3%) and slower revenue growth (0.9% vs. 9.1%).
P/E vs sector
14.5x
median 15.2x
ROE vs sector
21.0%
median 15.3%
Growth vs sector
0.9%
median 9.1%
Sector rank
#50
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$158.85 – $277.99
vs. $252.97 today · expected CAGR -9% – 2%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $9.80B | $10.10B | $10.40B | $10.71B | $11.03B |
| Net income | $1.67B | $1.72B | $1.77B | $1.82B | $1.88B |
| EPS | $17.64 | $18.17 | $18.72 | $19.28 | $19.86 |
| Share price (low) | $141.14 | $145.37 | $149.73 | $154.22 | $158.85 |
| Share price (high) | $246.99 | $254.40 | $262.03 | $269.89 | $277.99 |
| CAGR (low–high) | -44% / -2% | -24% / 0% | -16% / 1% | -12% / 2% | -9% / 2% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for WTW:
- High net margins (16.8%) point to pricing power or efficiency.
- Strong return on equity (21.0%) shows capital is put to work well.
- Healthy free-cash-flow yield (~5.6%) funds buybacks and dividends.
- Our model's overall read is Favorable (61/100).
The case against WTW:
- Revenue growth is slow (0.9%), limiting the upside engine.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Growth risk — sluggish revenue (0.9%) leaves little margin for execution missteps.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Willis Towers Watson is a large-cap financials business growing at a mature pace, with solid profitability, and a heavier debt load to watch. It trades at 14.5x earnings, which our model scores Favorable (61/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.