BRO
Brown & Brown
$58.24
▼ 1.5%Updated Today 7:15 PM ET
▼ Down 45.4% over the last 12 months
Market Cap
$20.03B
P/E
17.37x
Forward P/E (est.)
17.93x
ROE
9.3%
Revenue Growth
29.3%
EPS Growth
-3.1%
Profit Margin
17.9%
FCF Yield
5.7%
Debt / Equity
0.61x
ROIC
—
Interest Coverage
—
Current Ratio
1.02x
Dividend Yield
1.1%
Implied Growth (rev. DCF)
2.0%
Rating Score
65/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what BRO's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. BRO trades near $58.24, below its 50-day average ($60.52) and 200-day average ($74.93). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 59 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. BRO's is $1.79 (~3.1% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month BRO found buyers near $55.01 (support) and sellers near $61.58 (resistance); its 52-week range is $53.81–$111.10. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.0× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Brown & Brown (BRO) is a large-cap company in the Insurance Brokers industry, part of the Financials sector of the S&P 500, with a market value around $20.03B.
In its latest reported year it generated about $5.90B in revenue and $1.05B in net profit.
Our model rates BRO Favorable (65/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
17.9%
Revenue moved from $3.05B in 2021 to $5.90B in 2025, a 17.9% compound annual growth rate. The most recent year grew a strong 29.3% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
—
Operating Margin
28.5%
Net Margin
17.9%
ROE
9.3%
Brown & Brown keeps about 17.9% of each sales dollar as net profit. Return on equity is 9.3%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$7.82B
Net Debt
$6.82B
Net Debt / EBITDA
—
Debt / Equity
0.61x
Leverage: debt-to-equity is 0.6x, with a current ratio of 1.0x. That is a moderate, manageable debt load for most businesses. It carries roughly $7.82B of total debt against $1.00B of cash.
Operating CF
$1.45B
Free Cash Flow
$1.38B
FCF Margin
23.4%
In the latest year Brown & Brown produced about $1.45B of operating cash flow and $1.38B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.7% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
17.37x
P/S
3.41x
P/B
2.15x
EV / EBITDA
—
BRO trades at 17.4x trailing earnings (about 17.9x on estimated forward earnings), 3.4x sales, and 2.1x book value. Reverse-engineering today's price implies the market expects roughly 2.0% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How BRO stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), BRO ranks #36 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (17.4x P/E vs. 15.2x median) with a lower return on equity (9.3% vs. 15.3%) and faster revenue growth (29.3% vs. 9.1%).
P/E vs sector
17.4x
median 15.2x
ROE vs sector
9.3%
median 15.3%
Growth vs sector
29.3%
median 9.1%
Sector rank
#36
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$111.97 – $190.34
vs. $58.24 today · expected CAGR 14% – 27%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $7.61B | $9.82B | $12.67B | $16.34B | $21.08B |
| Net income | $1.37B | $1.77B | $2.28B | $2.94B | $3.80B |
| EPS | $4.04 | $5.22 | $6.73 | $8.68 | $11.20 |
| Share price (low) | $40.43 | $52.16 | $67.28 | $86.80 | $111.97 |
| Share price (high) | $68.73 | $88.67 | $114.38 | $147.55 | $190.34 |
| CAGR (low–high) | -31% / 18% | -5% / 23% | 5% / 25% | 10% / 26% | 14% / 27% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for BRO:
- Revenue is growing 29.3% a year, a sign of real demand.
- High net margins (17.9%) point to pricing power or efficiency.
- Healthy free-cash-flow yield (~5.7%) funds buybacks and dividends.
- Our model's overall read is Favorable (65/100).
The case against BRO:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Brown & Brown is a large-cap financials business still growing nicely, with solid profitability, and a sound balance sheet. It trades at 17.4x earnings, which our model scores Favorable (65/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.