AJG
Arthur J. Gallagher & Co.
$209.08
▼ 2.3%Updated Today 7:15 PM ET
▼ Down 32.5% over the last 12 months
Market Cap
$54.99B
P/E
33.99x
Forward P/E (est.)
35.68x
ROE
6.9%
Revenue Growth
24.5%
EPS Growth
-4.7%
Profit Margin
10.8%
FCF Yield
3.8%
Debt / Equity
0.56x
ROIC
—
Interest Coverage
—
Current Ratio
1.06x
Dividend Yield
1.3%
Implied Growth (rev. DCF)
5.6%
Rating Score
52/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what AJG's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. AJG trades near $209.08, below its 50-day average ($210.68) and 200-day average ($243.67). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 66 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. AJG's is $6.07 (~2.9% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month AJG found buyers near $199.67 (support) and sellers near $225.34 (resistance); its 52-week range is $190.75–$327.34. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.0× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Arthur J. Gallagher & Co. (AJG) is a large-cap company in the Insurance Brokers industry, part of the Financials sector of the S&P 500, with a market value around $54.99B.
In its latest reported year it generated about $13.94B in revenue and $1.49B in net profit.
Our model rates AJG Neutral (52/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
14.2%
Revenue moved from $8.21B in 2021 to $13.94B in 2025, a 14.2% compound annual growth rate. The most recent year grew a strong 24.5% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
45.9%
Operating Margin
18.7%
Net Margin
10.7%
ROE
6.9%
Arthur J. Gallagher & Co. keeps about 10.8% of each sales dollar as net profit, with a 45.9% gross margin and 18.7% operating margin. Return on equity is 6.9%. Margins are moderate — typical of a competitive but profitable business.
Total Debt
$12.87B
Net Debt
$12.02B
Net Debt / EBITDA
—
Debt / Equity
0.56x
Leverage: debt-to-equity is 0.6x, with a current ratio of 1.1x. That is a moderate, manageable debt load for most businesses. It carries roughly $12.87B of total debt against $857.60M of cash.
Operating CF
$1.93B
Free Cash Flow
$1.78B
FCF Margin
12.8%
In the latest year Arthur J. Gallagher & Co. produced about $1.93B of operating cash flow and $1.78B of free cash flow after capital spending. That is a free-cash-flow yield of about 3.8% on today's price. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
33.99x
P/S
3.96x
P/B
2.83x
EV / EBITDA
—
AJG trades at 34.0x trailing earnings (about 35.7x on estimated forward earnings), 4.0x sales, and 2.8x book value. Reverse-engineering today's price implies the market expects roughly 5.6% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How AJG stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), AJG ranks #62 of 76 by our overall rating. It trades at a premium versus the sector on earnings (34x P/E vs. 15.2x median) with a lower return on equity (6.9% vs. 15.3%) and faster revenue growth (24.5% vs. 9.1%).
P/E vs sector
34x
median 15.2x
ROE vs sector
6.9%
median 15.3%
Growth vs sector
24.5%
median 9.1%
Sector rank
#62
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$364.36 – $619.42
vs. $209.08 today · expected CAGR 12% – 24%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $17.43B | $21.78B | $27.23B | $34.04B | $42.55B |
| Net income | $1.92B | $2.40B | $3.00B | $3.74B | $4.68B |
| EPS | $7.46 | $9.33 | $11.66 | $14.57 | $18.22 |
| Share price (low) | $149.24 | $186.55 | $233.19 | $291.49 | $364.36 |
| Share price (high) | $253.71 | $317.14 | $396.43 | $495.53 | $619.42 |
| CAGR (low–high) | -29% / 21% | -6% / 23% | 4% / 24% | 9% / 24% | 12% / 24% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for AJG:
- Revenue is growing 24.5% a year, a sign of real demand.
- As an established S&P 500 member in Financials, it brings scale and a long operating history.
The case against AJG:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Valuation risk — at 34.0x earnings, disappointing results could compress the multiple.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Arthur J. Gallagher & Co. is a large-cap financials business still growing nicely, with modest profitability, and a sound balance sheet. It trades at 34.0x earnings, which our model scores Neutral (52/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.