AIG
American International Group
$76.37
▲ 3.2%Updated Today 7:15 PM ET
▼ Down 12.1% over the last 12 months
Market Cap
$39.25B
P/E
12.49x
Forward P/E (est.)
16.71x
ROE
7.7%
Revenue Growth
-2.3%
EPS Growth
-25.2%
Profit Margin
11.9%
FCF Yield
15.7%
Debt / Equity
0.22x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
2.7%
Implied Growth (rev. DCF)
—
Rating Score
48/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what AIG's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. AIG trades near $76.37, around its 50-day average ($76.11) and 200-day average ($77.70). Price tangled in its moving averages means there is no clear trend — the stock is ranging.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 52 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. AIG's is $1.54 (~2.0% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month AIG found buyers near $72.15 (support) and sellers near $78.92 (resistance); its 52-week range is $71.25–$87.29. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.9× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
American International Group (AIG) is a large-cap company in the Multi-line Insurance industry, part of the Financials sector of the S&P 500, with a market value around $39.25B.
In its latest reported year it generated about $26.77B in revenue and $3.10B in net profit.
Our model rates AIG Neutral (48/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
-15.4%
Revenue moved from $52.16B in 2021 to $26.77B in 2025, a -15.4% compound annual growth rate. The most recent year declined 2.3% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?
Gross Margin
—
Operating Margin
16.2%
Net Margin
11.6%
ROE
7.7%
American International Group keeps about 11.9% of each sales dollar as net profit. Return on equity is 7.7%. Margins are moderate — typical of a competitive but profitable business.
Total Debt
$9.19B
Net Debt
$9.19B
Net Debt / EBITDA
—
Debt / Equity
0.22x
Leverage: debt-to-equity is 0.2x. That is a conservative balance sheet — a cushion in downturns.
Operating CF
$3.31B
Free Cash Flow
$3.31B
FCF Margin
12.4%
In the latest year American International Group produced about $3.31B of operating cash flow and $3.31B of free cash flow after capital spending. That is a free-cash-flow yield of about 15.7% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
12.49x
P/S
1.5x
P/B
1.1x
EV / EBITDA
—
AIG trades at 12.5x trailing earnings (about 16.7x on estimated forward earnings), 1.5x sales, and 1.1x book value. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How AIG stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), AIG ranks #67 of 76 by our overall rating. It trades at a discount versus the sector on earnings (12.5x P/E vs. 15.2x median) with a lower return on equity (7.7% vs. 15.3%) and slower revenue growth (-2.3% vs. 9.1%).
P/E vs sector
12.5x
median 15.2x
ROE vs sector
7.7%
median 15.3%
Growth vs sector
-2.3%
median 9.1%
Sector rank
#67
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$49.18 – $84.30
vs. $76.37 today · expected CAGR -8% – 2%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $27.58B | $28.41B | $29.26B | $30.14B | $31.04B |
| Net income | $3.31B | $3.41B | $3.51B | $3.62B | $3.72B |
| EPS | $6.24 | $6.43 | $6.62 | $6.82 | $7.03 |
| Share price (low) | $43.69 | $45.00 | $46.35 | $47.74 | $49.18 |
| Share price (high) | $74.90 | $77.15 | $79.46 | $81.85 | $84.30 |
| CAGR (low–high) | -43% / -2% | -23% / 1% | -15% / 1% | -11% / 2% | -8% / 2% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for AIG:
- Healthy free-cash-flow yield (~15.7%) funds buybacks and dividends.
- A conservative balance sheet (debt/equity 0.2x) lowers risk.
- Pays a 2.7% dividend on top of any price gains.
The case against AIG:
- Revenue growth is slow/negative (-2.3%), limiting the upside engine.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Growth risk — sluggish revenue (-2.3%) leaves little margin for execution missteps.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: American International Group is a large-cap financials business with shrinking revenue, with modest profitability, and a sound balance sheet. It trades at 12.5x earnings, which our model scores Neutral (48/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.