AMP
Ameriprise Financial
$471.41
▲ 0.9%Updated Today 7:15 PM ET
▼ Down 7.7% over the last 12 months
Market Cap
$42.02B
P/E
10.53x
Forward P/E (est.)
7.7x
ROE
61.6%
Revenue Growth
6.8%
EPS Growth
36.8%
Profit Margin
20.2%
FCF Yield
—
Debt / Equity
6.05x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
1.5%
Implied Growth (rev. DCF)
-8.7%
Rating Score
65/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what AMP's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. AMP trades near $471.41, around its 50-day average ($460.12) and 200-day average ($474.53). Price tangled in its moving averages means there is no clear trend — the stock is ranging.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 78 it is overbought — the recent rally is stretched and can cool off.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. AMP's is $10.42 (~2.2% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month AMP found buyers near $433.24 (support) and sellers near $476.74 (resistance); its 52-week range is $422.37–$550.18. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.7× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Ameriprise Financial (AMP) is a large-cap company in the Asset Management & Custody Banks industry, part of the Financials sector of the S&P 500, with a market value around $42.02B.
In its latest reported year it generated about $18.91B in revenue and $3.56B in net profit.
Our model rates AMP Favorable (65/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
9.0%
Revenue moved from $13.39B in 2021 to $18.91B in 2025, a 9.0% compound annual growth rate. The most recent year grew a steady 6.8% year over year. Slower, mature growth is common for established businesses.
Gross Margin
53.4%
Operating Margin
31.9%
Net Margin
18.8%
ROE
61.6%
Ameriprise Financial keeps about 20.2% of each sales dollar as net profit, with a 53.4% gross margin and 31.9% operating margin. Return on equity is 61.6%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$2.68B
Net Debt
$366.00M
Net Debt / EBITDA
—
Debt / Equity
6.05x
Leverage: debt-to-equity is 6.0x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $2.68B of total debt against $2.32B of cash.
Operating CF
$8.32B
Free Cash Flow
$8.16B
FCF Margin
43.2%
In the latest year Ameriprise Financial produced about $8.32B of operating cash flow and $8.16B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
10.53x
P/S
2.19x
P/B
6.9x
EV / EBITDA
—
AMP trades at 10.5x trailing earnings (about 7.7x on estimated forward earnings), 2.2x sales, and 6.9x book value. Reverse-engineering today's price implies the market expects roughly -8.7% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How AMP stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), AMP ranks #35 of 76 by our overall rating. It trades at a discount versus the sector on earnings (10.5x P/E vs. 15.2x median) with a higher return on equity (61.6% vs. 15.3%) and slower revenue growth (6.8% vs. 9.1%).
P/E vs sector
10.5x
median 15.2x
ROE vs sector
61.6%
median 15.3%
Growth vs sector
6.8%
median 9.1%
Sector rank
#35
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$392.41 – $616.64
vs. $471.41 today · expected CAGR -4% – 6%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $20.23B | $21.65B | $23.17B | $24.79B | $26.52B |
| Net income | $3.84B | $4.11B | $4.40B | $4.71B | $5.04B |
| EPS | $42.77 | $45.76 | $48.96 | $52.39 | $56.06 |
| Share price (low) | $299.37 | $320.32 | $342.75 | $366.74 | $392.41 |
| Share price (high) | $470.43 | $503.36 | $538.60 | $576.30 | $616.64 |
| CAGR (low–high) | -36% / -0% | -18% / 3% | -10% / 5% | -6% / 5% | -4% / 6% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for AMP:
- High net margins (20.2%) point to pricing power or efficiency.
- Strong return on equity (61.6%) shows capital is put to work well.
- Our model's overall read is Favorable (65/100).
The case against AMP:
- Elevated leverage (debt/equity 6.0x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 6.0x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Ameriprise Financial is a large-cap financials business growing at a mature pace, with solid profitability, and a heavier debt load to watch. It trades at 10.5x earnings, which our model scores Favorable (65/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.