BNY
BNY Mellon
$146.44
▲ 2.0%Updated Today 7:15 PM ET
▲ Up 56.8% over the last 12 months
Market Cap
$98.58B
P/E
17.79x
Forward P/E (est.)
—
ROE
—
Revenue Growth
—
EPS Growth
—
Profit Margin
—
FCF Yield
—
Debt / Equity
1.2x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
1.5%
Implied Growth (rev. DCF)
3.6%
Rating Score
67/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what BNY's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. BNY trades near $146.44, above its 50-day average ($136.55) and 200-day average ($119.49). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 61 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. BNY's is $3.47 (~2.4% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month BNY found buyers near $135.22 (support) and sellers near $146.74 (resistance); its 52-week range is $87.41–$146.74. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.9× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
BNY Mellon (BNY) is a large-cap company in the Asset Management & Custody Banks industry, part of the Financials sector of the S&P 500, with a market value around $98.58B.
In its latest reported year it generated about $20.08B in revenue and $5.55B in net profit.
Our model rates BNY Favorable (67/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
6.0%
Revenue moved from $15.93B in 2021 to $20.08B in 2025, a 6.0% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
—
Net Margin
27.6%
ROE
—
Total Debt
$32.58B
Net Debt
$26.19B
Net Debt / EBITDA
—
Debt / Equity
1.2x
Leverage: debt-to-equity is 1.2x. That is a moderate, manageable debt load for most businesses. It carries roughly $32.58B of total debt against $6.39B of cash.
Operating CF
$6.73B
Free Cash Flow
$5.18B
FCF Margin
25.8%
In the latest year BNY Mellon produced about $6.73B of operating cash flow and $5.18B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
17.79x
P/S
—
P/B
0.01x
EV / EBITDA
—
BNY trades at 17.8x trailing earnings, and 0.0x book value. Reverse-engineering today's price implies the market expects roughly 3.6% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How BNY stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), BNY ranks #30 of 76 by our overall rating. It trades at a premium versus the sector on earnings (17.8x P/E vs. 15.2x median).
P/E vs sector
17.8x
median 15.2x
ROE vs sector
—
median 15.3%
Growth vs sector
—
median 9.1%
Sector rank
#30
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$132.39 – $216.65
vs. $146.44 today · expected CAGR -2% – 8%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $21.69B | $23.42B | $25.30B | $27.32B | $29.50B |
| Net income | $6.07B | $6.56B | $7.08B | $7.65B | $8.26B |
| EPS | $8.85 | $9.55 | $10.32 | $11.14 | $12.04 |
| Share price (low) | $97.31 | $105.10 | $113.51 | $122.59 | $132.39 |
| Share price (high) | $159.24 | $171.98 | $185.74 | $200.60 | $216.65 |
| CAGR (low–high) | -34% / 9% | -15% / 8% | -8% / 8% | -4% / 8% | -2% / 8% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for BNY:
- Our model's overall read is Favorable (67/100).
- As an established S&P 500 member in Financials, it brings scale and a long operating history.
The case against BNY:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 1.2x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: BNY Mellon is a large-cap financials business growing at a mature pace, with modest profitability, and a heavier debt load to watch. It trades at 17.8x earnings, which our model scores Favorable (67/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.