CNH CNH Industrial NV
$11.60
▼ 2.9%Updated Oct 16, 2:25 PM ET
Report Card
CNH at a glance — five pillars scored 0–100 from real filed financials.
How the 0–100 rating is calculatedOverall: Weak · 15/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
Price — Past Year
▼ Down 20.9% in the year to Jul 6, 2026
Key Metrics
Market Cap
$13.29B
P/E
34.44x
Forward P/E (est.)
49.19x
ROE
5.0%
Revenue Growth
-4.0%
EPS Growth
-60.3%
Profit Margin
2.1%
FCF Yield
—
Debt / Equity
3.46x
ROIC
—
Interest Coverage
1.24x
Current Ratio
—
Dividend Yield
0.9%
Implied Growth (rev. DCF)
—
Rating Score
15/100
Business Overview
CNH Industrial NV (CNH) is a large-cap NYSE-listed company in the Machinery industry, within the Industrials sector, with a market value around $13.29B.
In its latest reported year it generated about $15.35B in revenue and $510.00M in net profit.
Our model rates CNH Weak (15/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical Analysis (Educational)
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what CNH's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. CNH trades near $11.60, above its 50-day average ($10.55) and 200-day average ($10.63). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 54 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. CNH's is $0.45 (~3.9% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. In the month to Jul 6, 2026, CNH found buyers near $9.97 (support) and sellers near $11.51 (resistance); its 52-week range then was $9.00–$14.27. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.2× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. The indicators were last computed on Jul 6, 2026; the price is current.
Revenue Growth
4Y CAGR
-3.6%
Revenue moved from $23.22B in 2016 to $15.35B in 2025, a -4.5% compound annual growth rate. The most recent year declined 4.0% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?
Profitability
Gross Margin
31.3%
Operating Margin
14.5%
Net Margin
3.3%
ROE
5.0%
CNH Industrial NV keeps about 2.1% of each sales dollar as net profit, with a 31.3% gross margin and 14.5% operating margin. Return on equity is 5.0%. Thin margins leave less cushion if costs rise.
Debt Analysis
Total Debt
$19.00M
Net Debt
-$1.85B
Net cash position
Net Debt / EBITDA
—
Debt / Equity
3.46x
Leverage: debt-to-equity is 3.5x, and operating profit covers interest about 1.2x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $19.00M of total debt against $1.87B of cash.
Cash Flow Analysis
Operating CF
$2.54B
Free Cash Flow
$2.54B
FCF Margin
16.5%
In the latest year CNH Industrial NV produced about $2.54B of operating cash flow and $2.54B of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
Dividend Safety
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
What to look for in a dividend stockThe dividend is being paid, but coverage or consistency is thinner than an income investor should rely on without a closer look.
Dividend yield
0.9%
Per share (latest FY)
$0.25
Total paid (latest FY)
$333.00M
History on record
10 years
dividend uses 13% of free cash flow
65% of net income paid out
no current raise streak
payout was cut at least once in the last 10 years
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
Valuation Analysis
P/E
34.44x
P/S
0.73x
P/B
1.49x
EV / EBITDA
4.93x
CNH trades at 34.4x trailing earnings (about 49.2x on estimated forward earnings), 0.7x sales, and 1.5x book value. That is a premium multiple that needs growth to justify it.
Metrics vs. Sector Range
Where CNH sits versus the Industrials companies we cover.
Bands show the middle half (25th–75th percentile) of the 144 Industrials companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
Sector Peer Comparison
How CNH stacks up against its Industrials peers — valuation, profitability, and growth versus the sector median.
Among the 142 rated Industrials companies we cover, CNH ranks #142 by our overall rating. It trades at roughly in line versus the sector on earnings (34.4x P/E vs. 30.5x median) with a lower return on equity (5.0% vs. 18.1%) and slower revenue growth (-4.0% vs. 6.0%).
P/E vs sector
34.4x
median 30.5x
ROE vs sector
5.0%
median 18.1%
Growth vs sector
-4.0%
median 6.0%
Sector rank
#142
of 142 rated
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Industrials companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 142 rated companies among the 273 Industrials stocks we cover. Educational, not a recommendation.
5-Year Projection Model
Project revenue → earnings → price. Edit the assumptions to build your own case.
What drives this projection, and its limits2030 scenario price range (Base Case)
$9.32 – $15.84
vs. $11.60 today · implied CAGR -4% – 6%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $15.81B | $16.28B | $16.77B | $17.27B | $17.79B |
| Net income | $474.19M | $488.42M | $503.07M | $518.16M | $533.71M |
| EPS | $0.41 | $0.43 | $0.44 | $0.45 | $0.47 |
| Share price (low) | $8.28 | $8.52 | $8.78 | $9.04 | $9.32 |
| Share price (high) | $14.07 | $14.49 | $14.93 | $15.37 | $15.84 |
| CAGR (low–high) | -29% / 21% | -14% / 12% | -9% / 9% | -6% / 7% | -4% / 6% |
Educational scenario model, not a forecast or investment advice. It starts from the latest annual revenue in SEC filings. By default, growth is trailing revenue growth (held between 3% and 45% a year), the net margin is the latest one (held between 3% and 50%, so a loss-making company is modeled with a small profit), and the Base case P/E runs from 60% to 100% of today's. Carrying recent growth forward five years can miss badly in either direction. Outputs are only as good as the assumptions.
Bull Case
The case for CNH:
- None of our ratio checks flags a standout strength right now.
Bear Case
The case against CNH:
- Revenue growth is slow/negative (-4.0%), limiting the upside engine.
- Thin net margins (2.1%) leave little room for error.
- Elevated leverage (debt/equity 3.5x) adds financial risk.
- Interest coverage is thin (1.2x), so debt costs bite.
- Our model's overall read is Weak (15/100).
Key Risks
Valuation risk — at 34.4x earnings, disappointing results could compress the multiple.
Balance-sheet risk — debt/equity of 3.5x magnifies the impact of higher rates or weaker earnings.
Growth risk — sluggish revenue (-4.0%) leaves little margin for execution missteps.
Margin risk — thin profitability (2.1%) is vulnerable to cost or pricing pressure.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
Investment Thesis
On balance, the fundamentals screen weakly: CNH Industrial NV is a large-cap industrials business with shrinking revenue, with modest profitability, and a heavier debt load to watch. It trades at 34.4x earnings, which our model scores Weak (15/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Latest SEC Filings
CNH's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K
CNH — frequently asked questions
Is CNH a good stock to buy?
We don't give buy or sell advice. Our model rates CNH Industrial NV Weak (15/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is CNH's rating on The Stocks School?
CNH Industrial NV currently scores 15/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does CNH's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from CNH Industrial NV's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for CNH calculated?
It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.
Is this CNH analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell CNH. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.