SCHW
Charles Schwab Corporation
$92.03
▲ 0.4%Updated Today 7:15 PM ET
▲ Up 2.0% over the last 12 months
Market Cap
$159.48B
P/E
16.84x
Forward P/E (est.)
12.03x
ROE
19.1%
Revenue Growth
8.1%
EPS Growth
48.5%
Profit Margin
33.3%
FCF Yield
3.9%
Debt / Equity
5.8x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
1.4%
Implied Growth (rev. DCF)
3.3%
Rating Score
66/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what SCHW's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. SCHW trades near $92.03, around its 50-day average ($90.91) and 200-day average ($94.74). Price tangled in its moving averages means there is no clear trend — the stock is ranging.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 63 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. SCHW's is $2.27 (~2.5% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month SCHW found buyers near $83.96 (support) and sellers near $94.83 (resistance); its 52-week range is $83.96–$107.50. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 2.1× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Charles Schwab Corporation (SCHW) is a large-cap company in the Investment Banking & Brokerage industry, part of the Financials sector of the S&P 500, with a market value around $159.48B.
In its latest reported year it generated about $23.92B in revenue and $8.85B in net profit.
Our model rates SCHW Favorable (66/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
6.6%
Revenue moved from $18.52B in 2021 to $23.92B in 2025, a 6.6% compound annual growth rate. The most recent year grew a steady 8.1% year over year. Slower, mature growth is common for established businesses.
Gross Margin
87.6%
Operating Margin
43.0%
Net Margin
37.0%
ROE
19.1%
Charles Schwab Corporation keeps about 33.3% of each sales dollar as net profit, with a 87.6% gross margin and 43.0% operating margin. Return on equity is 19.1%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$18.91B
Net Debt
-$26.06B
Net cash position
Net Debt / EBITDA
—
Debt / Equity
5.8x
Leverage: debt-to-equity is 5.8x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $18.91B of total debt against $44.98B of cash.
Operating CF
$9.31B
Free Cash Flow
$8.76B
FCF Margin
36.6%
In the latest year Charles Schwab Corporation produced about $9.31B of operating cash flow and $8.76B of free cash flow after capital spending. That is a free-cash-flow yield of about 3.9% on today's price. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
P/E
16.84x
P/S
5.86x
P/B
3.52x
EV / EBITDA
—
SCHW trades at 16.8x trailing earnings (about 12.0x on estimated forward earnings), 5.9x sales, and 3.5x book value. Reverse-engineering today's price implies the market expects roughly 3.3% long-term free-cash-flow growth. That is a fairly typical valuation for a profitable company.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How SCHW stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), SCHW ranks #34 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (16.8x P/E vs. 15.2x median) with a higher return on equity (19.1% vs. 15.3%) and slower revenue growth (8.1% vs. 9.1%).
P/E vs sector
16.8x
median 15.2x
ROE vs sector
19.1%
median 15.3%
Growth vs sector
8.1%
median 9.1%
Sector rank
#34
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$74.78 – $127.12
vs. $92.03 today · expected CAGR -4% – 7%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $25.83B | $27.90B | $30.13B | $32.54B | $35.15B |
| Net income | $9.56B | $10.32B | $11.15B | $12.04B | $13.00B |
| EPS | $5.50 | $5.94 | $6.41 | $6.92 | $7.48 |
| Share price (low) | $54.96 | $59.36 | $64.11 | $69.24 | $74.78 |
| Share price (high) | $93.44 | $100.91 | $108.99 | $117.70 | $127.12 |
| CAGR (low–high) | -40% / 2% | -20% / 5% | -11% / 6% | -7% / 6% | -4% / 7% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for SCHW:
- High net margins (33.3%) point to pricing power or efficiency.
- Strong return on equity (19.1%) shows capital is put to work well.
- Our model's overall read is Favorable (66/100).
The case against SCHW:
- Elevated leverage (debt/equity 5.8x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 5.8x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Charles Schwab Corporation is a large-cap financials business growing at a mature pace, with solid profitability, and a heavier debt load to watch. It trades at 16.8x earnings, which our model scores Favorable (66/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.