RJF
Raymond James Financial
$156.65
▲ 0.5%Updated Today 7:15 PM ET
▲ Up 5.1% over the last 12 months
Market Cap
$30.37B
P/E
14.13x
Forward P/E (est.)
13.88x
ROE
17.2%
Revenue Growth
5.3%
EPS Growth
1.8%
Profit Margin
13.0%
FCF Yield
5.5%
Debt / Equity
5.14x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
1.4%
Implied Growth (rev. DCF)
1.5%
Rating Score
47/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what RJF's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. RJF trades near $156.65, around its 50-day average ($152.31) and 200-day average ($158.90). Price tangled in its moving averages means there is no clear trend — the stock is ranging.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 89 it is overbought — the recent rally is stretched and can cool off.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. RJF's is $3.39 (~2.2% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month RJF found buyers near $141.06 (support) and sellers near $160.16 (resistance); its 52-week range is $138.82–$177.66. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.1× the 20-day average — about normal. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Raymond James Financial (RJF) is a large-cap company in the Investment Banking & Brokerage industry, part of the Financials sector of the S&P 500, with a market value around $30.37B.
In its latest reported year it generated about $15.91B in revenue and $2.13B in net profit.
Our model rates RJF Neutral (47/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
12.6%
Revenue moved from $9.91B in 2021 to $15.91B in 2025, a 12.6% compound annual growth rate. The most recent year grew a steady 5.3% year over year. Slower, mature growth is common for established businesses.
Gross Margin
87.0%
Operating Margin
16.7%
Net Margin
13.4%
ROE
17.2%
Raymond James Financial keeps about 13.0% of each sales dollar as net profit, with a 87.0% gross margin and 16.7% operating margin. Return on equity is 17.2%. Margins are moderate — typical of a competitive but profitable business.
Total Debt
$0.00
Net Debt
-$11.22B
Net cash position
Net Debt / EBITDA
—
Debt / Equity
5.14x
Leverage: debt-to-equity is 5.1x. That is elevated leverage, which raises risk if earnings or rates move against it. It carries roughly $0.00 of total debt against $11.22B of cash.
Operating CF
$2.43B
Free Cash Flow
$2.25B
FCF Margin
14.1%
In the latest year Raymond James Financial produced about $2.43B of operating cash flow and $2.25B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.5% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
14.13x
P/S
1.94x
P/B
2.69x
EV / EBITDA
—
RJF trades at 14.1x trailing earnings (about 13.9x on estimated forward earnings), 1.9x sales, and 2.7x book value. Reverse-engineering today's price implies the market expects roughly 1.5% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How RJF stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), RJF ranks #69 of 76 by our overall rating. It trades at roughly in line versus the sector on earnings (14.1x P/E vs. 15.2x median) with a higher return on equity (17.2% vs. 15.3%) and slower revenue growth (5.3% vs. 9.1%).
P/E vs sector
14.1x
median 15.2x
ROE vs sector
17.2%
median 15.3%
Growth vs sector
5.3%
median 9.1%
Sector rank
#69
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$108.38 – $189.66
vs. $156.65 today · expected CAGR -7% – 4%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $16.71B | $17.54B | $18.42B | $19.34B | $20.31B |
| Net income | $2.17B | $2.28B | $2.39B | $2.51B | $2.64B |
| EPS | $11.15 | $11.70 | $12.29 | $12.90 | $13.55 |
| Share price (low) | $89.16 | $93.62 | $98.30 | $103.21 | $108.38 |
| Share price (high) | $156.03 | $163.83 | $172.02 | $180.63 | $189.66 |
| CAGR (low–high) | -43% / -0% | -23% / 2% | -14% / 3% | -10% / 4% | -7% / 4% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for RJF:
- Strong return on equity (17.2%) shows capital is put to work well.
- Healthy free-cash-flow yield (~5.5%) funds buybacks and dividends.
The case against RJF:
- Elevated leverage (debt/equity 5.1x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 5.1x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the picture is mixed: Raymond James Financial is a large-cap financials business growing at a mature pace, with solid profitability, and a heavier debt load to watch. It trades at 14.1x earnings, which our model scores Neutral (47/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.