APPF Appfolio Inc
$210.99
▼ 3.5%Updated Oct 16, 2:25 PM ET
Report Card
APPF at a glance — five pillars scored 0–100 from real filed financials.
How the 0–100 rating is calculatedOverall: not rated yet. This stock's fundamentals ratios aren't loaded, so only the pillars its filings support are scored.
Key Metrics
Market Cap
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P/E
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Forward P/E (est.)
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ROE
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Revenue Growth
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EPS Growth
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Profit Margin
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FCF Yield
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Debt / Equity
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ROIC
21.0%
Interest Coverage
191.15x
Current Ratio
3.83x
Dividend Yield
—
Implied Growth (rev. DCF)
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Rating Score
Not rated
Business Overview
Appfolio Inc (APPF) is a NASDAQ-listed company in the Technology industry, within the Information Technology sector.
In its latest reported year it generated about $950.82M in revenue and $140.92M in net profit.
Our model hasn't rated APPF yet because its fundamentals ratios (P/E, margins, returns on capital, leverage) aren't loaded. Any financial history below comes straight from its SEC filings and refreshes automatically.
Economic Moat
Evidence of durable competitive advantage in the filed financials (10 years of history).
Profit margins and economic moats, explainedSome durable-advantage evidence, but not across the board — dig into which ingredient is weak and whether it's cyclical or structural.
11.1% average over the last 3 years
±9.7 pts around 2.9% across 10 years
grew in 9 of the last 9 year-over-year periods
positive in 10 of 10 years
21.0% latest fiscal year
A moat can't be proven by numbers alone — this scores the evidence a durable advantage leaves behind (pricing power, consistency, returns on capital), computed the same way for every stock. Pair it with the business overview before concluding anything.
Revenue Growth
4Y CAGR
27.5%
Revenue moved from $105.59M in 2016 to $950.82M in 2025, a 27.7% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.
Profitability
Gross Margin
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Operating Margin
16.1%
Net Margin
14.8%
ROE
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Debt Analysis
Total Debt
$47.38M
Net Debt
-$170.03M
Net cash position
Net Debt / EBITDA
-1.11x
Debt / Equity
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Leverage: debt-to-equity is n/a, and operating profit covers interest about 191.2x, with a current ratio of 3.8x. Detailed balance-sheet leverage is limited for this name. It carries roughly $47.38M of total debt against $217.40M of cash.
Cash Flow Analysis
Operating CF
$242.10M
Free Cash Flow
$238.95M
FCF Margin
25.1%
In the latest year Appfolio Inc produced about $242.10M of operating cash flow and $238.95M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.
Valuation Analysis
P/E
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P/S
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P/B
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EV / EBITDA
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APPF trades at n/a trailing earnings. Its valuation ratios aren't loaded yet, so there is no P/E to judge here.
DCF Fair Value (Educational)
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
How this DCF estimate is calculatedDCF fair value / share
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Current price
$210.99
Starting FCF (latest 10-K)
$238.95M
Growth, years 1–5
4.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Metrics vs. Sector Range
Where APPF sits versus the Information Technology companies we cover.
Bands show the middle half (25th–75th percentile) of the 98 Information Technology companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
Sector Peer Comparison
How APPF stacks up against its Information Technology peers — valuation, profitability, and growth versus the sector median.
APPF doesn't have a model rating yet (its fundamentals ratios aren't loaded), so it isn't ranked against the 98 rated Information Technology companies we cover.
P/E vs sector
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median 36.2x
ROE vs sector
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median 17.5%
Growth vs sector
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median 17.7%
Sector rank
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not rated yet
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Information Technology companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 98 rated companies among the 230 Information Technology stocks we cover. Educational, not a recommendation.
Key Risks
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
Analyst Ratings
What 16 Wall Street analysts covering APPF recommend (September 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Analysts have turned more cautious over the last three months (-6 pts of buy ratings).
Latest SEC Filings
APPF's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K
APPF — frequently asked questions
Is APPF a good stock to buy?
We don't give buy or sell advice. Review Appfolio Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.
Where does APPF's data come from?
Live price data plus the annual financials in Appfolio Inc's SEC filings, refreshed automatically. Its fundamentals ratios aren't loaded yet, which is why it has no model rating.
How is the 5-year projection for APPF calculated?
It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.
Is this APPF analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell APPF. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.