TIMB
Tim SA
$22.28
▲ 0.2%Updated Today 3:42 PM ET
TIMB at a glance — five pillars scored 0–100 from real filed financials.
Overall: Favorable · 67/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 5.5% over the last 12 months
Market Cap
$10.91B
P/E
12.5x
Forward P/E (est.)
9.85x
ROE
17.5%
Revenue Growth
5.0%
EPS Growth
26.9%
Profit Margin
16.0%
FCF Yield
18.9%
Debt / Equity
0.69x
ROIC
19.0%
Interest Coverage
1.89x
Current Ratio
0.89x
Dividend Yield
3.8%
Implied Growth (rev. DCF)
-6.3%
Rating Score
67/100
Tim SA (TIMB) is a large-cap company in the Telecommunication industry, part of the Communication Services sector of the S&P 500, with a market value around $10.91B.
In its latest reported year it generated about $5.32B in revenue and $862.40M in net profit.
Our model rates TIMB Favorable (67/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Evidence of durable competitive advantage in the filed financials (8 years of history).
The filed history looks like a business competitors struggle to attack: high and steady margins, revenue that grows through cycles, and strong returns on capital.
53.0% average over the last 3 years
±1.9 pts around 53.5% across 8 years
grew in 6 of the last 7 year-over-year periods
positive in 8 of 8 years
19.0% latest fiscal year
A moat can't be proven by numbers alone — this scores the evidence a durable advantage leaves behind (pricing power, consistency, returns on capital), computed the same way for every stock. Pair it with the business overview before concluding anything.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what TIMB's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. TIMB trades near $22.28, below its 50-day average ($22.79) and 200-day average ($23.29). Price below both averages is a downtrend — momentum is against buyers for now.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 44 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. TIMB's is $0.57 (~2.6% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month TIMB found buyers near $20.65 (support) and sellers near $22.77 (resistance); its 52-week range is $17.65–$28.22. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.4× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
10.2%
Revenue moved from $3.40B in 2018 to $5.32B in 2025, a 6.6% compound annual growth rate. The most recent year grew a steady 5.0% year over year. Slower, mature growth is common for established businesses.
Gross Margin
53.9%
Operating Margin
23.8%
Net Margin
16.2%
ROE
17.5%
Tim SA keeps about 16.0% of each sales dollar as net profit, with a 53.9% gross margin and 23.8% operating margin. Return on equity is 17.5% and return on invested capital about 19.0%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$370.62M
Net Debt
-$351.45M
Net cash position
Net Debt / EBITDA
-0.28x
Debt / Equity
0.69x
Leverage: debt-to-equity is 0.7x, and operating profit covers interest about 1.9x, with a current ratio of 0.9x. That is a moderate, manageable debt load for most businesses. It carries roughly $370.62M of total debt against $722.06M of cash.
Operating CF
$2.69B
Free Cash Flow
$1.78B
FCF Margin
33.4%
In the latest year Tim SA produced about $2.69B of operating cash flow and $1.78B of free cash flow after capital spending. That is a free-cash-flow yield of about 18.9% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
Coverage is weak, the payout was cut recently, or it's being financed rather than earned — treat the current yield as fragile.
Dividend yield
3.8%
Total paid (latest FY)
$1.07B
History on record
8 years
dividend uses 60% of free cash flow
124% of net income paid out
total dividends increased 4 years in a row
payout was cut at least once in the last 8 years
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
P/E
12.5x
P/S
2.03x
P/B
2.13x
EV / EBITDA
3.93x
TIMB trades at 12.5x trailing earnings (about 9.8x on estimated forward earnings), 2.0x sales, and 2.1x book value. Reverse-engineering today's price implies the market expects roughly -6.3% long-term free-cash-flow growth. That is an undemanding multiple — potentially cheap if the business is stable.
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
DCF fair value / share
$13.53
Current price
$22.28
Starting FCF (latest 10-K)
$1.78B
Growth, years 1–5
5.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Where TIMB sits versus its Communication Services sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 44 Communication Services companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How TIMB stacks up against its Communication Services peers — valuation, profitability, and growth versus the sector median.
In the Communication Services sector (95 S&P 500 companies), TIMB ranks #10 of 95 by our overall rating. It trades at a discount versus the sector on earnings (12.5x P/E vs. 18.1x median) with a higher return on equity (17.5% vs. 14.9%) and slower revenue growth (5.0% vs. 5.3%).
P/E vs sector
12.5x
median 18.1x
ROE vs sector
17.5%
median 14.9%
Growth vs sector
5.0%
median 5.3%
Sector rank
#10
of 95 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Communication Services companies by sub-industry and size. Sector median is across all 95 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $22.28 today · expected CAGR -7% – 4%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $5.59B | $5.87B | $6.16B | $6.47B | $6.80B |
| Net income | $894.59M | $939.32M | $986.29M | $1.04B | $1.09B |
| EPS | $1.83 | $1.92 | $2.01 | $2.12 | $2.22 |
| Share price (low) | $12.79 | $13.43 | $14.10 | $14.81 | $15.55 |
| Share price (high) | $21.93 | $23.02 | $24.17 | $25.38 | $26.65 |
| CAGR (low–high) | -43% / -2% | -22% / 2% | -14% / 3% | -10% / 3% | -7% / 4% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for TIMB:
- High net margins (16.0%) point to pricing power or efficiency.
- Strong return on equity (17.5%) shows capital is put to work well.
- Healthy free-cash-flow yield (~18.9%) funds buybacks and dividends.
- Pays a 3.8% dividend on top of any price gains.
- Our model's overall read is Favorable (67/100).
The case against TIMB:
- Interest coverage is thin (1.9x), so debt costs bite.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Tim SA is a large-cap communication services business growing at a mature pace, with solid profitability, and a sound balance sheet. It trades at 12.5x earnings, which our model scores Favorable (67/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 20 Wall Street analysts covering TIMB recommend (July 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Latest SEC Filings
TIMB's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
In the Idea Lab
TIMB — frequently asked questions
Is TIMB a good stock to buy?
We don't give buy or sell advice. Our model rates Tim SA Favorable (67/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is TIMB's rating on The Stocks School?
Tim SA currently scores 67/100 (Favorable) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does TIMB's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Tim SA's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for TIMB calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this TIMB analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell TIMB. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.