GM General Motors
$84.31
▲ 0.8%Updated Oct 16, 2:25 PM ET
Report Card
GM at a glance — five pillars scored 0–100 from real filed financials.
How the 0–100 rating is calculatedOverall: Weak · 24/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
Price — Past Year
▲ Up 64.9% in the year to Jul 6, 2026
Key Metrics
Market Cap
$68.53B
P/E
30.52x
Forward P/E (est.)
43.6x
ROE
4.0%
Revenue Growth
-2.0%
EPS Growth
-50.7%
Profit Margin
1.4%
FCF Yield
18.4%
Debt / Equity
2.13x
ROIC
4.0%
Interest Coverage
0.71x
Current Ratio
1.14x
Dividend Yield
0.8%
Implied Growth (rev. DCF)
-13.2%
Rating Score
24/100
Business Overview
General Motors (GM) is a large-cap company in the Automobile Manufacturers industry, part of the Consumer Discretionary sector of the S&P 500, with a market value around $68.53B.
In its latest reported year it generated about $185.02B in revenue and $2.70B in net profit.
Our model rates GM Weak (24/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Economic Moat
Evidence of durable competitive advantage in the filed financials (10 years of history).
Profit margins and economic moats, explainedThe numbers don't show a durable competitive advantage — margins, growth, or returns on capital have been unstable or thin. Great returns are still possible; they just aren't protected.
4.6% average over the last 3 years
±1.7 pts around 5.2% across 10 years
grew in 5 of the last 9 year-over-year periods
positive in 10 of 10 years
4.0% latest fiscal year
A moat can't be proven by numbers alone — this scores the evidence a durable advantage leaves behind (pricing power, consistency, returns on capital), computed the same way for every stock. Pair it with the business overview before concluding anything.
Technical Analysis (Educational)
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what GM's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. GM trades near $84.31, above its 50-day average ($78.92) and 200-day average ($75.20). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 33 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently negative — short-term momentum is fading.
Volatility — ATR. Average True Range is the typical daily move. GM's is $2.40 (~2.8% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. In the month to Jul 6, 2026, GM found buyers near $74.22 (support) and sellers near $85.41 (resistance); its 52-week range then was $48.87–$87.62. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.7× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. The indicators were last computed on Jul 6, 2026; the price is current.
Revenue Growth
4Y CAGR
9.9%
Revenue moved from $149.18B in 2016 to $185.02B in 2025, a 2.4% compound annual growth rate. The most recent year declined 2.0% year over year. Shrinking revenue is worth a closer look — is it cyclical or structural?
Profitability
Gross Margin
5.9%
Operating Margin
1.6%
Net Margin
1.5%
ROE
4.0%
General Motors keeps about 1.4% of each sales dollar as net profit, with a 5.9% gross margin and 1.6% operating margin. Return on equity is 4.0% and return on invested capital about 4.0%. Thin margins leave less cushion if costs rise.
Debt Analysis
Total Debt
—
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
2.13x
Leverage: debt-to-equity is 2.1x, and operating profit covers interest about 0.7x, with a current ratio of 1.1x. That is elevated leverage, which raises risk if earnings or rates move against it.
Cash Flow Analysis
Operating CF
$26.87B
Free Cash Flow
$17.56B
FCF Margin
9.5%
In the latest year General Motors produced about $26.87B of operating cash flow and $17.56B of free cash flow after capital spending. That is a free-cash-flow yield of about 18.4% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
Dividend Safety
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
What to look for in a dividend stockThe payout is comfortably covered by cash the business actually generates, with a raise habit behind it.
Dividend yield
0.8%
Per share (latest FY)
$0.57
Total paid (latest FY)
$657.00M
History on record
10 years
dividend uses 4% of free cash flow
24% of net income paid out
total dividends increased 4 years in a row
payout was cut at least once in the last 10 years
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
Valuation Analysis
P/E
30.52x
P/S
0.41x
P/B
1.27x
EV / EBITDA
—
GM trades at 30.5x trailing earnings (about 43.6x on estimated forward earnings), 0.4x sales, and 1.3x book value. Reverse-engineering today's price implies the market expects roughly -13.2% long-term free-cash-flow growth. That is a premium multiple that needs growth to justify it.
DCF Fair Value (Educational)
A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.
How this DCF estimate is calculatedDCF fair value / share
$243.69
Current price
$84.31
Starting FCF (latest 10-K)
$17.56B
Growth, years 1–5
-2.0%
Fade to terminal, years 6–10
2.5%
Discount rate
9.0%
Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.
Metrics vs. Sector Range
Where GM sits versus the Consumer Discretionary companies we cover.
Bands show the middle half (25th–75th percentile) of the 85 Consumer Discretionary companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
Sector Peer Comparison
How GM stacks up against its Consumer Discretionary peers — valuation, profitability, and growth versus the sector median.
Among the 85 rated Consumer Discretionary companies we cover, GM ranks #78 by our overall rating. It trades at a premium versus the sector on earnings (30.5x P/E vs. 24.6x median) with a lower return on equity (4.0% vs. 26.2%) and slower revenue growth (-2.0% vs. 6.8%).
P/E vs sector
30.5x
median 24.6x
ROE vs sector
4.0%
median 26.2%
Growth vs sector
-2.0%
median 6.8%
Sector rank
#78
of 85 rated
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Consumer Discretionary companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 85 rated companies among the 158 Consumer Discretionary stocks we cover. Educational, not a recommendation.
5-Year Projection Model
Project revenue → earnings → price. Edit the assumptions to build your own case.
What drives this projection, and its limits2030 scenario price range (Base Case)
$150.42 – $245.42
vs. $84.31 today · implied CAGR 12% – 24%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $190.57B | $196.29B | $202.18B | $208.24B | $214.49B |
| Net income | $5.72B | $5.89B | $6.07B | $6.25B | $6.43B |
| EPS | $7.03 | $7.24 | $7.46 | $7.69 | $7.92 |
| Share price (low) | $133.64 | $137.65 | $141.78 | $146.04 | $150.42 |
| Share price (high) | $218.05 | $224.59 | $231.33 | $238.27 | $245.42 |
| CAGR (low–high) | 59% / 159% | 28% / 63% | 19% / 40% | 15% / 30% | 12% / 24% |
Educational scenario model, not a forecast or investment advice. It starts from the latest annual revenue in SEC filings. By default, growth is trailing revenue growth (held between 3% and 45% a year), the net margin is the latest one (held between 3% and 50%, so a loss-making company is modeled with a small profit), and the Base case P/E runs from 60% to 100% of today's. Carrying recent growth forward five years can miss badly in either direction. Outputs are only as good as the assumptions.
Bull Case
The case for GM:
- Healthy free-cash-flow yield (~18.4%) funds buybacks and dividends.
- As an established S&P 500 member in Consumer Discretionary, it brings scale and a long operating history.
Bear Case
The case against GM:
- Revenue growth is slow/negative (-2.0%), limiting the upside engine.
- Thin net margins (1.4%) leave little room for error.
- Elevated leverage (debt/equity 2.1x) adds financial risk.
- Interest coverage is thin (0.7x), so debt costs bite.
- Our model's overall read is Weak (24/100).
Key Risks
Valuation risk — at 30.5x earnings, disappointing results could compress the multiple.
Balance-sheet risk — debt/equity of 2.1x magnifies the impact of higher rates or weaker earnings.
Growth risk — sluggish revenue (-2.0%) leaves little margin for execution missteps.
Margin risk — thin profitability (1.4%) is vulnerable to cost or pricing pressure.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
Investment Thesis
On balance, the fundamentals screen weakly: General Motors is a large-cap consumer discretionary business with shrinking revenue, with modest profitability, and a heavier debt load to watch. It trades at 30.5x earnings, which our model scores Weak (24/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 38 Wall Street analysts covering GM recommend (September 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Analysts have turned more positive over the last three months (+5 pts of buy ratings).
Latest SEC Filings
GM's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K
GM — frequently asked questions
Is GM a good stock to buy?
We don't give buy or sell advice. Our model rates General Motors Weak (24/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is GM's rating on The Stocks School?
General Motors currently scores 24/100 (Weak) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does GM's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from General Motors's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for GM calculated?
It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.
Is this GM analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell GM. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.