CM
Canadian Imperial Bank of Commerce
$117.19
▼ 0.5%Updated Today 3:42 PM ET
CM at a glance — five pillars scored 0–100 from real filed financials.
Overall: Favorable · 70/100. A wider, greener shape means more pillars look healthy. Dividends scores 0 when a company pays none — that is a choice, not a flaw.
▲ Up 59.7% over the last 12 months
Market Cap
$109.42B
P/E
15.25x
Forward P/E (est.)
11.96x
ROE
15.2%
Revenue Growth
129.9%
EPS Growth
27.5%
Profit Margin
20.7%
FCF Yield
5.3%
Debt / Equity
2.65x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
2.6%
Implied Growth (rev. DCF)
—
Rating Score
70/100
Canadian Imperial Bank of Commerce (CM) is a large-cap company in the Banking industry, part of the Financials sector of the S&P 500, with a market value around $109.42B.
In its latest reported year it generated about $21.27B in revenue and $6.15B in net profit.
Our model rates CM Favorable (70/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what CM's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. CM trades near $117.19, above its 50-day average ($111.78) and 200-day average ($96.38). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 56 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. CM's is $2.14 (~1.8% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month CM found buyers near $108.43 (support) and sellers near $116.81 (resistance); its 52-week range is $71.00–$117.05. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 0.2× the 20-day average — lighter than usual, so the move carries less conviction. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
4Y CAGR
9.8%
Revenue moved from $10.98B in 2016 to $21.27B in 2025, a 7.6% compound annual growth rate. The most recent year grew a strong 129.9% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
—
Operating Margin
28.7%
Net Margin
28.9%
ROE
15.2%
Canadian Imperial Bank of Commerce keeps about 20.7% of each sales dollar as net profit. Return on equity is 15.2%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
—
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
2.65x
Leverage: debt-to-equity is 2.7x. That is elevated leverage, which raises risk if earnings or rates move against it.
Operating CF
$10.10B
Free Cash Flow
$10.10B
FCF Margin
47.5%
In the latest year Canadian Imperial Bank of Commerce produced about $10.10B of operating cash flow and $10.10B of free cash flow after capital spending. That is a free-cash-flow yield of about 5.3% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
Can the payout survive a bad year? Scored from filed cash flow, earnings coverage, and the raise/cut record.
The dividend is being paid, but coverage or consistency is thinner than an income investor should rely on without a closer look.
Dividend yield
2.6%
Per share (latest FY)
$2.83
Total paid (latest FY)
$2.91B
History on record
10 years
dividend uses 29% of free cash flow
47% of net income paid out
total dividends increased 2 years in a row
payout was cut at least once in the last 10 years
Coverage uses the latest fiscal year as filed with the SEC; the streak counts total dollars paid (per-share figures can carry split artifacts). Educational information, not income advice.
P/E
15.25x
P/S
2.27x
P/B
1.68x
EV / EBITDA
—
CM trades at 15.3x trailing earnings (about 12.0x on estimated forward earnings), 2.3x sales, and 1.7x book value. That is a fairly typical valuation for a profitable company.
Where CM sits versus its Financials sector peers in the S&P 500.
Bands show the middle half (25th–75th percentile) of the 141 Financials companies in the S&P 500 — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.
How CM stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (289 S&P 500 companies), CM ranks #38 of 289 by our overall rating. It trades at roughly in line versus the sector on earnings (15.3x P/E vs. 15.3x median) with a higher return on equity (15.2% vs. 13.6%) and faster revenue growth (129.9% vs. 15.9%).
P/E vs sector
15.3x
median 15.3x
ROE vs sector
15.2%
median 13.6%
Growth vs sector
129.9%
median 15.9%
Sector rank
#38
of 289 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 289 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$0.00 – $0.00
vs. $117.19 today · expected CAGR 27% – 40%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $30.84B | $44.71B | $64.84B | $94.01B | $136.32B |
| Net income | $8.94B | $12.97B | $18.80B | $27.26B | $39.53B |
| EPS | $9.58 | $13.89 | $20.14 | $29.20 | $42.34 |
| Share price (low) | $86.20 | $124.99 | $181.24 | $262.80 | $381.06 |
| Share price (high) | $143.67 | $208.32 | $302.07 | $437.99 | $635.09 |
| CAGR (low–high) | -26% / 23% | 3% / 33% | 16% / 37% | 22% / 39% | 27% / 40% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for CM:
- Revenue is growing 129.9% a year, a sign of real demand.
- High net margins (20.7%) point to pricing power or efficiency.
- Strong return on equity (15.2%) shows capital is put to work well.
- Healthy free-cash-flow yield (~5.3%) funds buybacks and dividends.
- Pays a 2.6% dividend on top of any price gains.
- Our model's overall read is Favorable (70/100).
The case against CM:
- Elevated leverage (debt/equity 2.7x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 2.7x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Canadian Imperial Bank of Commerce is a large-cap financials business still growing nicely, with solid profitability, and a heavier debt load to watch. It trades at 15.3x earnings, which our model scores Favorable (70/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Analyst Ratings
What 23 Wall Street analysts covering CM recommend (July 2026). Consensus is a useful sanity check — not a substitute for your own homework.
Latest SEC Filings
CM's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen.
In the Idea Lab
CM — frequently asked questions
Is CM a good stock to buy?
We don't give buy or sell advice. Our model rates Canadian Imperial Bank of Commerce Favorable (70/100) based on its growth, profitability, financial health, and valuation — use that as a research starting point and make your own decision.
What is CM's rating on The Stocks School?
Canadian Imperial Bank of Commerce currently scores 70/100 (Favorable) on our transparent model, which weighs real fundamentals: growth, margins, returns on capital, balance-sheet strength, and valuation.
How our ratings work →Where does CM's data come from?
Live price data plus real fundamentals and 5-year financials pulled directly from Canadian Imperial Bank of Commerce's SEC filings — refreshed automatically, not hand-entered.
How is the 5-year projection for CM calculated?
It's a scenario model: it grows revenue at an assumed rate, applies a profit margin and a valuation multiple, and shows the resulting share-price range. The assumptions are yours to change — it's a tool for thinking, not a prediction.
Is this CM analysis financial advice?
No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell CM. Always do your own research and consider a licensed professional.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.