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BHF Brighthouse Financial Inc

NASDAQ
Financials
Insurance

$48.23

▼ 1.0%

Updated Oct 16, 2:25 PM ET

Report Card

BHF at a glance — five pillars scored 0–100 from real filed financials.

How the 0–100 rating is calculated
Value
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Growth
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Profitability
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Health
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Dividends
—

Overall: not rated yet. This stock's fundamentals ratios aren't loaded, so only the pillars its filings support are scored.

Key Metrics

Market Cap

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P/E

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Forward P/E (est.)

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ROE

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Revenue Growth

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EPS Growth

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Profit Margin

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FCF Yield

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Debt / Equity

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ROIC

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Interest Coverage

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Current Ratio

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Dividend Yield

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Implied Growth (rev. DCF)

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Rating Score

Not rated

Business Overview

Research

Brighthouse Financial Inc (BHF) is a NASDAQ-listed company in the Insurance industry, within the Financials sector.

In its latest reported year it generated about $6.77B in revenue and $433.00M in net profit.

Our model hasn't rated BHF yet because its fundamentals ratios (P/E, margins, returns on capital, leverage) aren't loaded. Any financial history below comes straight from its SEC filings and refreshes automatically.

Revenue Growth

Research
How to read an income statement

4Y CAGR

8.0%

Revenue moved from $3.02B in 2016 to $6.77B in 2025, a 9.4% compound annual growth rate. The most recent year was roughly steady year over year. Slower, mature growth is common for established businesses.

Gross Margin

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Operating Margin

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Net Margin

6.4%

ROE

—

Debt Analysis

Research

Total Debt

$3.15B

Net Debt

-$1.64B

Net cash position

Net Debt / EBITDA

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Debt / Equity

—

Leverage: debt-to-equity is n/a. Detailed balance-sheet leverage is limited for this name. It carries roughly $3.15B of total debt against $4.79B of cash.

Cash Flow Analysis

Research

Operating CF

$259.00M

Free Cash Flow

$259.00M

FCF Margin

3.8%

In the latest year Brighthouse Financial Inc produced about $259.00M of operating cash flow and $259.00M of free cash flow after capital spending. Cash flow is what ultimately pays shareholders, so it is worth tracking over time.

Valuation Analysis

Research
What is a reasonable P/E ratio?

P/E

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P/S

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P/B

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EV / EBITDA

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BHF trades at n/a trailing earnings. Its valuation ratios aren't loaded yet, so there is no P/E to judge here.

Metrics vs. Sector Range

Where BHF sits versus the Financials companies we cover.

TTM P/E
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Forward P/E
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P/S ratio
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Revenue growth
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EPS growth
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Gross margin
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Net margin
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ROE
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Bands show the middle half (25th–75th percentile) of the 141 Financials companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How BHF stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

BHF doesn't have a model rating yet (its fundamentals ratios aren't loaded), so it isn't ranked against the 141 rated Financials companies we cover.

P/E vs sector

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median 14.9x

ROE vs sector

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median 13.6%

Growth vs sector

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median 15.9%

Sector rank

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not rated yet

CompanyP/ERev Gr.Rating
BHFThis stock——Not rated
ORI9.5x12.3%Favorable· 65
RYAN104x18.9%Neutral· 43
AFG13.5x-1.0%Neutral· 57
AEG11.6x-1.1%Neutral· 48
FNF17.3x13.8%Neutral· 52
CNA11.4x4.0%Favorable· 62
RNR4.9x-5.8%Favorable· 66
Financials median14.9x15.9%64/100

Valuation vs. quality map

sector medianORIRYANAFGAEGFNFCNARNRP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 141 rated companies among the 289 Financials stocks we cover. Educational, not a recommendation.

5-Year Projection Model

Project revenue → earnings → price. Edit the assumptions to build your own case.

What drives this projection, and its limits

2030 scenario price range (Base Case)

$124.46 – $207.43

vs. $48.23 today · implied CAGR 21% – 34%

Metric20262027202820292030
Revenue$7.31B$7.89B$8.52B$9.21B$9.94B
Net income$438.44M$473.51M$511.39M$552.30M$596.49M
EPS$7.62$8.23$8.89$9.60$10.37
Share price (low)$91.48$98.80$106.70$115.24$124.46
Share price (high)$152.47$164.67$177.84$192.07$207.43
CAGR (low–high)90% / 216%43% / 85%30% / 54%24% / 41%21% / 34%

Educational scenario model, not a forecast or investment advice. It starts from the latest annual revenue in SEC filings. By default, growth is trailing revenue growth (held between 3% and 45% a year), the net margin is the latest one (held between 3% and 50%, so a loss-making company is modeled with a small profit), and the Base case P/E runs from 60% to 100% of today's. Carrying recent growth forward five years can miss badly in either direction. Outputs are only as good as the assumptions. Growth, margin or P/E data is missing for this stock, so some starting values above are placeholders rather than measurements.

Key Risks

Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Latest SEC Filings

BHF's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K

BHF — frequently asked questions

Is BHF a good stock to buy?

We don't give buy or sell advice. Review Brighthouse Financial Inc's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.

Where does BHF's data come from?

Live price data plus the annual financials in Brighthouse Financial Inc's SEC filings, refreshed automatically. Its fundamentals ratios aren't loaded yet, which is why it has no model rating.

How is the 5-year projection for BHF calculated?

It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.

Is this BHF analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell BHF. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.