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BFC Bank First Corp

NASDAQ
Financials
Banking

$148.09

▲ 0.8%

Updated Oct 16, 2:25 PM ET

Report Card

BFC at a glance — five pillars scored 0–100 from real filed financials.

How the 0–100 rating is calculated
Value
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Growth
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Profitability
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Health
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Dividends
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Overall: not rated yet. This stock's fundamentals ratios aren't loaded, so only the pillars its filings support are scored.

Key Metrics

Market Cap

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P/E

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Forward P/E (est.)

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ROE

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Revenue Growth

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EPS Growth

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Profit Margin

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FCF Yield

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Debt / Equity

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ROIC

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Interest Coverage

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Current Ratio

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Dividend Yield

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Implied Growth (rev. DCF)

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Rating Score

Not rated

Business Overview

Research

Bank First Corp (BFC) is a NASDAQ-listed company in the Banking industry, within the Financials sector.

Our model hasn't rated BFC yet because its fundamentals ratios (P/E, margins, returns on capital, leverage) aren't loaded. Any financial history below comes straight from its SEC filings and refreshes automatically.

DCF Fair Value (Educational)

A two-stage discounted cash flow on real SEC-filed free cash flow — the intrinsic-value anchor professional analysts triangulate from.

How this DCF estimate is calculated

DCF fair value / share

$79.05

Current price

$148.09

-47% · Above fair-value estimate

Starting FCF (latest 10-K)

$51.04M

Growth, years 1–5

4.0%

Fade to terminal, years 6–10

2.5%

Discount rate

9.0%

PV of 10-yr free cash flow$394.46M
PV of terminal value$481.82M
Estimated equity value$876.28M
Shares outstanding11M

Cash flows grow at the stage-1 rate (trailing revenue growth, capped at 20%) for five years, fade to 2.5% by year 10, and continue at that rate forever (Gordon terminal value), all discounted at 9.0%. Small changes in assumptions move the result a lot — treat this as one reference point, not a target price. Educational only, not investment advice.

Metrics vs. Sector Range

Where BFC sits versus the Financials companies we cover.

TTM P/E
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Forward P/E
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P/S ratio
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Revenue growth
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EPS growth
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Gross margin
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Net margin
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ROE
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Bands show the middle half (25th–75th percentile) of the 141 Financials companies in our coverage that have fundamentals data — the peer-relative anchor professional comps analysis uses. Context only — not investment advice.

Sector Peer Comparison

How BFC stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.

BFC doesn't have a model rating yet (its fundamentals ratios aren't loaded), so it isn't ranked against the 141 rated Financials companies we cover.

P/E vs sector

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median 14.9x

ROE vs sector

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median 13.6%

Growth vs sector

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median 15.9%

Sector rank

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not rated yet

CompanyP/ERev Gr.Rating
BFCThis stock——Not rated
GGAL115.8x—Weak· 18
WBS12.1x93.5%Strong· 88
FHN11.9x64.2%Strong· 85
BSAC13.5x15.9%Favorable· 62
PNFP23.1x82.7%Strong· 84
WF7.9x55.7%Favorable· 58
CIB11.1x60.4%Strong· 79
Financials median14.9x15.9%64/100

Valuation vs. quality map

sector medianGGALWBSFHNBSACPNFPWFCIBP/E — cheaper ←→ pricierROE — more profitable ↑

The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.

Compare side by side

Peers are the closest Financials companies by sub-industry and size, preferring ones with full data. Sector medians and rank use the 141 rated companies among the 289 Financials stocks we cover. Educational, not a recommendation.

Key Risks

Research

Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.

Analyst Ratings

What 6 Wall Street analysts covering BFC recommend (September 2026). Consensus is a useful sanity check — not a substitute for your own homework.

Buy
consensus · score 3.8 / 5 across 6 analysts
Strong Buy 1Buy 3Hold 2Sell 0Strong Sell 0

Latest SEC Filings

BFC's most recent filings, straight from SEC EDGAR. Annual and quarterly reports are the deep dives; 8-Ks flag material events the moment they happen. How to read a 10-K

BFC — frequently asked questions

Is BFC a good stock to buy?

We don't give buy or sell advice. Review Bank First Corp's fundamentals, valuation, and 5-year financials on this page, then make your own decision — and consider a licensed professional.

Where does BFC's data come from?

Live price data plus the annual financials in Bank First Corp's SEC filings, refreshed automatically. Its fundamentals ratios aren't loaded yet, which is why it has no model rating.

How is the 5-year projection for BFC calculated?

It's a scenario model. It starts from the latest annual revenue and net margin in SEC filings, grows revenue at an assumed rate (trailing revenue growth by default), and applies a P/E range built around today's multiple to show the resulting share-price range. When a stock has no growth or P/E data, the starting values are placeholders. It's a tool for thinking, not a prediction.

Is this BFC analysis financial advice?

No. Everything on this page is educational research, not financial advice or a recommendation to buy or sell BFC. Always do your own research and consider a licensed professional.

Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.

Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.