WFC
Wells Fargo
$83.84
▲ 2.0%Updated Today 7:15 PM ET
▲ Up 10.0% over the last 12 months
Market Cap
$260.27B
P/E
11.33x
Forward P/E (est.)
9.81x
ROE
12.0%
Revenue Growth
72.7%
EPS Growth
15.5%
Profit Margin
22.2%
FCF Yield
7.3%
Debt / Equity
2.35x
ROIC
—
Interest Coverage
—
Current Ratio
—
Dividend Yield
2.3%
Implied Growth (rev. DCF)
—
Rating Score
68/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what WFC's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. WFC trades near $83.84, around its 50-day average ($79.72) and 200-day average ($84.20). Price tangled in its moving averages means there is no clear trend — the stock is ranging.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 65 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. WFC's is $2.17 (~2.6% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month WFC found buyers near $74.91 (support) and sellers near $87.08 (resistance); its 52-week range is $72.57–$97.76. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 2.3× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Wells Fargo (WFC) is a mega-cap company in the Diversified Banks industry, part of the Financials sector of the S&P 500, with a market value around $260.27B.
In its latest reported year it generated about $85.06B in revenue.
Our model rates WFC Favorable (68/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
3Y CAGR
-1.2%
Revenue moved from $88.27B in 2016 to $85.06B in 2019, a -1.2% compound annual growth rate. The most recent year grew a strong 72.7% year over year. Consistent top-line growth is one sign of healthy demand.
Gross Margin
—
Operating Margin
25.3%
Net Margin
22.2%
ROE
12.0%
Wells Fargo keeps about 22.2% of each sales dollar as net profit. Return on equity is 12.0%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$183.94B
Net Debt
$183.94B
Net Debt / EBITDA
—
Debt / Equity
2.35x
Leverage: debt-to-equity is 2.4x. That is elevated leverage, which raises risk if earnings or rates move against it.
Operating CF
—
Free Cash Flow
—
FCF Margin
—
P/E
11.33x
P/S
2.11x
P/B
1.56x
EV / EBITDA
—
WFC trades at 11.3x trailing earnings (about 9.8x on estimated forward earnings), 2.1x sales, and 1.6x book value. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How WFC stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), WFC ranks #29 of 76 by our overall rating. It trades at a discount versus the sector on earnings (11.3x P/E vs. 15.2x median) with a lower return on equity (12.0% vs. 15.3%) and faster revenue growth (72.7% vs. 9.1%).
P/E vs sector
11.3x
median 15.2x
ROE vs sector
12.0%
median 15.3%
Growth vs sector
72.7%
median 9.1%
Sector rank
#29
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$274.38 – $431.17
vs. $83.84 today · expected CAGR 27% – 39%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $123.34B | $178.84B | $259.33B | $376.02B | $545.23B |
| Net income | $27.14B | $39.35B | $57.05B | $82.72B | $119.95B |
| EPS | $8.87 | $12.86 | $18.64 | $27.03 | $39.20 |
| Share price (low) | $62.07 | $90.00 | $130.50 | $189.23 | $274.38 |
| Share price (high) | $97.54 | $141.43 | $205.07 | $297.36 | $431.17 |
| CAGR (low–high) | -26% / 16% | 4% / 30% | 16% / 35% | 23% / 37% | 27% / 39% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for WFC:
- Revenue is growing 72.7% a year, a sign of real demand.
- High net margins (22.2%) point to pricing power or efficiency.
- Healthy free-cash-flow yield (~7.3%) funds buybacks and dividends.
- Pays a 2.3% dividend on top of any price gains.
- Our model's overall read is Favorable (68/100).
The case against WFC:
- Elevated leverage (debt/equity 2.4x) adds financial risk.
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Balance-sheet risk — debt/equity of 2.4x magnifies the impact of higher rates or weaker earnings.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Wells Fargo is a mega-cap financials business still growing nicely, with solid profitability, and a heavier debt load to watch. It trades at 11.3x earnings, which our model scores Favorable (68/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.