TRV
Travelers Companies (The)
$310.61
▲ 0.9%Updated Today 7:15 PM ET
▲ Up 16.2% over the last 12 months
Market Cap
$65.45B
P/E
8.7x
Forward P/E (est.)
6.22x
ROE
24.1%
Revenue Growth
4.1%
EPS Growth
82.9%
Profit Margin
15.5%
FCF Yield
4.1%
Debt / Equity
0.28x
ROIC
8.0%
Interest Coverage
8.57x
Current Ratio
—
Dividend Yield
1.6%
Implied Growth (rev. DCF)
—
Rating Score
64/100
Technical analysis reads price and volume to judge momentum and timing. It complements the fundamentals above — it does not replace them. Here is what TRV's chart says today, with each tool explained.
Trend — moving averages. A moving average is the average closing price over a window, which smooths out daily noise. TRV trades near $310.61, above its 50-day average ($301.02) and 200-day average ($289.53). Price above both averages, with the shorter one above the longer, is the textbook definition of an uptrend — momentum favours buyers.
Momentum — RSI. The Relative Strength Index runs 0–100 and measures how strong recent gains are versus losses. Above 70 is "overbought", below 30 "oversold". At 64 it is in neutral territory — neither stretched nor washed out.
MACD. MACD compares two moving averages to flag shifts in momentum. Its histogram is currently positive — short-term momentum is improving.
Volatility — ATR. Average True Range is the typical daily move. TRV's is $6.42 (~2.1% of price), so swings of about that size each day are normal — handy for setting a stop that isn't too tight.
Support & resistance. Over the last month TRV found buyers near $287.11 (support) and sellers near $311.25 (resistance); its 52-week range is $249.19–$313.12. A decisive break beyond either edge often marks the next move.
Volume. The latest session traded 1.3× the 20-day average — heavier than usual, which adds conviction to the move. Rising volume on up-days suggests real buying; on down-days, real selling.
Educational information to help you read a chart — not a recommendation or a forecast. It updates daily as the price and indicators change.
Travelers Companies (The) (TRV) is a large-cap company in the Property & Casualty Insurance industry, part of the Financials sector of the S&P 500, with a market value around $65.45B.
In its latest reported year it generated about $48.83B in revenue and $6.29B in net profit.
Our model rates TRV Favorable (64/100) on growth, profitability, financial health, and valuation. The summary below is built from its filed financials and current ratios and refreshes automatically.
4Y CAGR
8.8%
Revenue moved from $34.82B in 2021 to $48.83B in 2025, a 8.8% compound annual growth rate. The most recent year was roughly flat (4.1%) year over year. Slower, mature growth is common for established businesses.
Gross Margin
—
Operating Margin
20.2%
Net Margin
12.9%
ROE
24.1%
Travelers Companies (The) keeps about 15.5% of each sales dollar as net profit. Return on equity is 24.1% and return on invested capital about 8.0%. Margins this wide usually signal pricing power or a cost advantage.
Total Debt
$6.46B
Net Debt
$6.46B
Net Debt / EBITDA
—
Debt / Equity
0.28x
Leverage: debt-to-equity is 0.3x, and operating profit covers interest about 8.6x. That is a conservative balance sheet — a cushion in downturns.
Operating CF
$10.61B
Free Cash Flow
$10.61B
FCF Margin
21.7%
In the latest year Travelers Companies (The) produced about $10.61B of operating cash flow and $10.61B of free cash flow after capital spending. That is a free-cash-flow yield of about 4.1% on today's price. Strong cash generation funds dividends, buybacks, and reinvestment.
P/E
8.7x
P/S
1.35x
P/B
1.97x
EV / EBITDA
16.49x
TRV trades at 8.7x trailing earnings (about 6.2x on estimated forward earnings), 1.4x sales, and 2.0x book value. That is an undemanding multiple — potentially cheap if the business is stable.
Where this stock sits versus what most companies trade at.
Typical ranges are general references (e.g., many stocks trade at ~18–26x earnings), not hard rules. Context only — not investment advice.
How TRV stacks up against its Financials peers — valuation, profitability, and growth versus the sector median.
In the Financials sector (76 S&P 500 companies), TRV ranks #41 of 76 by our overall rating. It trades at a discount versus the sector on earnings (8.7x P/E vs. 15.2x median) with a higher return on equity (24.1% vs. 15.3%) and slower revenue growth (4.1% vs. 9.1%).
P/E vs sector
8.7x
median 15.2x
ROE vs sector
24.1%
median 15.3%
Growth vs sector
4.1%
median 9.1%
Sector rank
#41
of 76 by rating
Valuation vs. quality map
The sweet spot is upper-left: more profitable (higher ROE) for a lower P/E. Dashed lines mark the sector median.
Peers are the closest Financials companies by sub-industry and size. Sector median is across all 76 S&P 500 names in the sector. Educational, not a recommendation.
Project revenue → earnings → price. Edit the assumptions to build your own case.
2030 price target (Base Case)
$181.59 – $326.86
vs. $310.61 today · expected CAGR -10% – 1%
| Metric | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| Revenue | $50.78B | $52.81B | $54.92B | $57.12B | $59.41B |
| Net income | $6.60B | $6.87B | $7.14B | $7.43B | $7.72B |
| EPS | $31.04 | $32.29 | $33.58 | $34.92 | $36.32 |
| Share price (low) | $155.22 | $161.43 | $167.89 | $174.61 | $181.59 |
| Share price (high) | $279.40 | $290.58 | $302.20 | $314.29 | $326.86 |
| CAGR (low–high) | -50% / -10% | -28% / -3% | -19% / -1% | -13% / 0% | -10% / 1% |
Educational model on sample fundamentals — not a forecast or investment advice. Outputs are only as good as your assumptions.
The case for TRV:
- High net margins (15.5%) point to pricing power or efficiency.
- Strong return on equity (24.1%) shows capital is put to work well.
- Healthy free-cash-flow yield (~4.1%) funds buybacks and dividends.
- A conservative balance sheet (debt/equity 0.3x) lowers risk.
- Our model's overall read is Favorable (64/100).
The case against TRV:
- Like any single stock, it is exposed to competition, the economic cycle, and shifts in its end markets.
Market risk — sector rotation, the economic cycle, and broad sentiment move the stock regardless of fundamentals.
On balance, the fundamentals screen favourably: Travelers Companies (The) is a large-cap financials business growing at a mature pace, with solid profitability, and a sound balance sheet. It trades at 8.7x earnings, which our model scores Favorable (64/100). Weigh this against your own goals and time horizon — this is educational information, not a recommendation.
Data notice. Fundamentals and financial statements are sourced from company filings (SEC EDGAR) and market-data providers; prices and market caps refresh on trading days and may be delayed. Ratings, projections, technical signals, and written summaries are model- or rule-generated for education and may simplify or lag the latest filings.
Not advice. Nothing on this page is investment advice or a recommendation to buy, hold, or sell any security. Do your own research and consult a licensed financial professional before investing.